Delinquency Rate on Loans to Finance Agricultural Production, All Commercial Banks

DRFAPGACBN • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1.45

Year-over-Year Change

5.07%

Date Range

1/1/1987 - 1/1/2025

Summary

This trend tracks the percentage of agricultural production loans that are past due at commercial banks. It serves as a critical indicator of financial stress and repayment capacity within the agricultural sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The delinquency rate reflects the financial health of farmers and agricultural businesses by measuring their ability to meet loan obligations. Economists use this metric to assess credit risk, agricultural sector performance, and potential economic challenges in rural economies.

Methodology

Data is collected through quarterly bank reporting and calculated as the percentage of total agricultural production loans that are 30 days or more past due.

Historical Context

This indicator helps policymakers and financial institutions understand agricultural credit markets, potential economic interventions, and sectoral financial resilience.

Key Facts

  • Represents loan repayment challenges in the agricultural sector
  • Provides insights into farm financial stability
  • Tracked quarterly by commercial banking institutions

FAQs

Q: What does a high delinquency rate indicate?

A: A high delinquency rate suggests financial stress among farmers, potentially caused by factors like poor crop yields, market volatility, or economic downturns.

Q: How often is this data updated?

A: The delinquency rate is typically updated quarterly by the Federal Reserve as part of its comprehensive banking and economic reporting.

Q: Why do economists track agricultural loan delinquencies?

A: These rates provide critical insights into agricultural sector health, credit market conditions, and potential economic risks in rural economies.

Q: How might this data impact agricultural policy?

A: Policymakers can use delinquency trends to design targeted financial support, loan assistance programs, and economic interventions for farmers.

Q: What factors influence agricultural loan delinquency rates?

A: Crop prices, weather conditions, global market dynamics, interest rates, and overall economic health can significantly impact agricultural loan repayment.

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Citation

U.S. Federal Reserve, Delinquency Rate on Loans to Finance Agricultural Production, All Commercial Banks [DRFAPGACBN], retrieved from FRED.

Last Checked: 8/1/2025

Delinquency Rate on Loans to Finance Agricultural Production, All Commercial Banks | US Economic Trends