Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Banks Ranked 1st to 100th Largest in Size by Assets
DALLSRET100EP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
72,163.00
Year-over-Year Change
25.34%
Date Range
1/1/1987 - 1/1/2025
Summary
This economic indicator tracks the percentage of real estate loans that are delinquent among the top 100 largest U.S. banks by asset size. It provides critical insight into the health of the banking sector and potential risks in the real estate lending market.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The delinquency rate measures the proportion of loans that are past due, serving as a key diagnostic tool for assessing credit quality and potential financial stress in the banking system. Economists and financial analysts use this metric to evaluate lending practices, economic stability, and potential systemic risks.
Methodology
Data is collected through regulatory reporting requirements, with banks systematically tracking and reporting loan performance to federal banking authorities.
Historical Context
This indicator is crucial for monetary policy makers, regulators, and investors in assessing the overall health of the banking sector and potential economic vulnerabilities.
Key Facts
- Tracks delinquency rates for real estate loans in top 100 U.S. banks
- Provides early warning signals for potential financial stress
- Reflects broader economic conditions and lending practices
FAQs
Q: What does a high delinquency rate indicate?
A: A high delinquency rate suggests potential economic stress, increased credit risk, and potential challenges in the real estate and banking sectors.
Q: How often is this data updated?
A: Typically, this data is updated quarterly, providing a consistent snapshot of loan performance among major banks.
Q: Why are only the top 100 banks included?
A: These banks represent a significant portion of the U.S. banking assets, providing a comprehensive view of lending trends in the financial system.
Q: How do policymakers use this information?
A: Regulators and central bankers use this data to assess financial system stability and potentially adjust monetary or regulatory policies.
Q: What limitations exist in this data?
A: The indicator focuses only on the largest banks and may not fully represent smaller regional or community banking trends.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Banks Ranked 1st to 100th Largest in Size by Assets [DALLSRET100EP], retrieved from FRED.
Last Checked: 8/1/2025