Asset Quality Measures, Delinquencies on All Loans and Leases, Commercial and Industrial, Banks Ranked 1st to 100th Largest in Size by Assets
DALLCIT100EP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
23,374.00
Year-over-Year Change
20.34%
Date Range
1/1/1987 - 1/1/2025
Summary
This economic indicator tracks delinquency rates on commercial and industrial loans for the top 100 banks by asset size. It provides critical insight into the credit quality and financial health of large banking institutions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the percentage of commercial and industrial loans that are past due, serving as a key barometer of business lending risk and overall economic stress. Economists and financial analysts use this data to assess potential credit market challenges and predict potential economic downturns.
Methodology
Data is collected through regulatory reporting requirements, with banks systematically tracking and reporting loan delinquency status to federal financial regulatory agencies.
Historical Context
This trend is crucial for monetary policy makers, bank regulators, and investors in assessing the potential systemic risks in the commercial lending market.
Key Facts
- Tracks delinquency rates for top 100 banks by asset size
- Provides early warning signals for potential economic stress
- Reflects the credit quality of commercial and industrial loans
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate typically suggests increasing financial stress among businesses and potential economic challenges.
Q: How often is this data updated?
A: The data is typically updated quarterly, providing a consistent snapshot of loan performance.
Q: Why focus on the top 100 banks?
A: These banks represent a significant portion of total commercial lending and provide a comprehensive view of the lending market.
Q: How do policymakers use this information?
A: Regulators and central bankers use this data to assess potential risks in the banking system and inform monetary policy decisions.
Q: What are the limitations of this indicator?
A: The data only covers the largest banks and may not fully represent smaller regional or community lending institutions.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Commercial and Industrial, Banks Ranked 1st to 100th Largest in Size by Assets [DALLCIT100EP], retrieved from FRED.
Last Checked: 8/1/2025