Delinquency Rate on Lease Financing Receivables, Banks Ranked 1st to 100th Largest in Size by Assets

DRLFRT100S • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1.01

Year-over-Year Change

3.06%

Date Range

1/1/1987 - 1/1/2025

Summary

This economic indicator tracks the percentage of lease financing receivables that are delinquent among the top 100 largest U.S. banks by asset size. It provides critical insight into the financial health of commercial lending and potential credit risk in the banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The delinquency rate measures the proportion of lease financing accounts that are past due, serving as a key performance metric for bank lending practices. Economists use this trend to assess credit quality, potential financial stress, and overall economic conditions affecting commercial lending.

Methodology

Data is collected through regulatory reporting requirements, with banks systematically tracking and reporting lease financing receivables that are 30 days or more past due.

Historical Context

This metric is used by policymakers, financial regulators, and investors to evaluate credit market conditions and potential economic risks.

Key Facts

  • Tracks delinquency rates for lease financing among top 100 U.S. banks
  • Provides insight into credit market health and potential economic stress
  • Helps assess banking sector performance and lending practices

FAQs

Q: What does a rising delinquency rate indicate?

A: A rising delinquency rate suggests increasing financial stress among borrowers and potential credit market challenges.

Q: How often is this data updated?

A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of lease financing performance.

Q: Why are lease financing delinquencies important?

A: They serve as an early warning indicator of potential economic downturns and credit market instability.

Q: How do policymakers use this data?

A: Regulators and central bankers use this trend to assess banking sector health and inform monetary and regulatory decisions.

Q: What limitations exist in this data?

A: The metric only covers the top 100 banks and may not fully represent smaller regional or community banking trends.

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Citation

U.S. Federal Reserve, Delinquency Rate on Lease Financing Receivables, Banks Ranked 1st to 100th Largest in Size by Assets [DRLFRT100S], retrieved from FRED.

Last Checked: 8/1/2025