Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, Banks Not Among the 100 Largest in Size by Assets
DALLSREFOBEP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,477.00
Year-over-Year Change
30.02%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks delinquencies on real estate and farmland loans for smaller banks, providing insight into credit risk and potential financial stress in regional lending markets. The metric helps economists and policymakers understand the health of lending institutions outside the largest national banks.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the percentage of loans secured by real estate and farmland that are past due, focusing specifically on banks not among the top 100 by asset size. Economists use this data to assess credit quality, potential loan defaults, and underlying economic pressures in regional banking sectors.
Methodology
Data is collected through regulatory reporting requirements, with banks systematically tracking and reporting loan delinquency status to federal financial oversight agencies.
Historical Context
This indicator is crucial for assessing regional economic health, banking sector stability, and potential early warning signs of economic stress or credit market challenges.
Key Facts
- Focuses on smaller banks outside the top 100 by asset size
- Measures delinquencies on real estate and farmland secured loans
- Provides early indicators of potential credit market stress
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate suggests increasing financial stress among borrowers and potential credit market challenges in regional banking sectors.
Q: Why are smaller banks important in this analysis?
A: Smaller banks often serve local and regional markets, making their loan performance a critical indicator of localized economic conditions.
Q: How frequently is this data updated?
A: Typically, this data is updated quarterly, providing a consistent snapshot of loan performance trends.
Q: How do policymakers use this information?
A: Policymakers use this data to assess regional economic health, potential banking sector risks, and inform monetary and regulatory strategies.
Q: What types of loans are included in this metric?
A: The metric includes loans secured by real estate and farmland, booked in domestic banking offices for banks not among the 100 largest by assets.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, Banks Not Among the 100 Largest in Size by Assets [DALLSREFOBEP], retrieved from FRED.
Last Checked: 8/1/2025