Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, All Commercial Banks
DALLSREFACBEP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,762.00
Year-over-Year Change
18.33%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks the percentage of real estate and farmland loans that are delinquent across all commercial banks in the United States. It provides critical insight into the health of the banking sector and potential risks in the real estate lending market.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The delinquency rate measures loans that are past due but not yet in default, serving as an early warning signal for potential credit quality issues. Economists use this metric to assess lending standards, borrower financial health, and potential systemic risks in the banking and real estate sectors.
Methodology
Data is collected through regulatory reporting by commercial banks, tracking the proportion of loans that are 30 days or more past due relative to total loans secured by real estate and farmland.
Historical Context
Policymakers and financial regulators use this trend to monitor credit market conditions, inform monetary policy decisions, and assess potential economic stress points.
Key Facts
- Tracks delinquency rates for real estate and farmland loans across U.S. commercial banks
- Provides early warning of potential credit market stress
- Helps economists and policymakers assess lending market health
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate suggests increasing financial stress among borrowers and potential deterioration in lending standards or economic conditions.
Q: How often is this data updated?
A: The data is typically updated quarterly by the Federal Reserve, providing a current snapshot of loan performance.
Q: Why are real estate loan delinquencies important?
A: Real estate loans represent a significant portion of bank assets, so their performance is crucial to understanding overall banking sector health and potential economic risks.
Q: How do policymakers use this information?
A: Regulators and central bankers use this data to assess credit market conditions and potentially adjust monetary policy or banking regulations.
Q: What types of loans are included in this metric?
A: The metric includes loans secured by real estate and farmland booked in domestic bank offices, covering both residential and commercial property lending.
Related News
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Home Sales Decline In August Due To High Prices
August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highl...
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
Related Trends
Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Other, Banks Not Among the 100 Largest in Size by Assets
DALLOCOBEP
Delinquency Rate on Loans Secured by Real Estate, All Commercial Banks
DRSREACBS
Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, Banks Not Among the 100 Largest in Size by Assets
DALLSREFOBEP
Delinquency Rate on Farmland Loans, Booked in Domestic Offices, All Commercial Banks
DRFLACBS
Delinquency Rate on Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, All Commercial Banks
DRCRELEXFACBS
Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Banks Ranked 1st to 100th Largest in Size by Assets
DALLSRET100EP
Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, All Commercial Banks [DALLSREFACBEP], retrieved from FRED.
Last Checked: 8/1/2025