Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Banks Ranked 1st to 100th Largest in Size by Assets
DALLCT100EP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
45,716.00
Year-over-Year Change
76.54%
Date Range
1/1/1987 - 1/1/2025
Summary
This economic indicator tracks delinquency rates on consumer loans across the top 100 largest U.S. banks by asset size. It provides critical insight into consumer financial health and potential credit market stress.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the percentage of consumer loans that are past due, serving as a key barometer of borrower repayment capacity and banking sector credit risk. Economists use this trend to assess economic resilience, consumer financial strain, and potential early warning signs of economic downturn.
Methodology
Data is collected through regulatory reporting requirements, with banks systematically tracking and reporting loan delinquency status to federal financial regulators.
Historical Context
This indicator is closely monitored by policymakers, central bankers, and financial analysts to inform monetary policy, credit market assessments, and economic forecasting.
Key Facts
- Tracks delinquency rates across top 100 U.S. banks by asset size
- Provides early warning signals of potential economic stress
- Reflects consumer financial health and credit market conditions
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate typically suggests increasing financial strain among consumers and potential economic challenges, such as job losses or reduced income.
Q: How frequently is this data updated?
A: The data is typically updated quarterly, providing a consistent snapshot of consumer loan performance across major U.S. banks.
Q: Why do economists care about loan delinquencies?
A: Loan delinquencies are a leading indicator of economic health, reflecting consumer financial stress and potential risks in the banking and credit markets.
Q: How do delinquency rates impact monetary policy?
A: High delinquency rates may influence central bank decisions on interest rates, credit availability, and economic stimulus measures.
Q: What are the limitations of this indicator?
A: The data only covers the top 100 banks and may not fully represent smaller regional or community banking institutions.
Related News
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Home Sales Decline In August Due To High Prices
August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highl...
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
Related Trends
Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Banks Not Among the 100 Largest in Size by Assets
DALLCOBEP
Asset Quality Measures, Delinquencies on All Loans and Leases, Commercial and Industrial, Banks Ranked 1st to 100th Largest in Size by Assets
DALLCIT100EP
Delinquency Rate on Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, Banks Not Among the 100 Largest in Size by Assets
DRCRELEXFOBS
Delinquency Rate on Loans to Finance Agricultural Production, Banks Not Among the 100 Largest in Size by Assets
DRFAPGOBS
Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets
DALLSREFT100EP
Asset Quality Measures, Delinquencies on All Loans and Leases, To Finance Agricultural Production, Banks Ranked 1st to 100th Largest in Size by Assets
DALLFAPGT100EP
Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Banks Ranked 1st to 100th Largest in Size by Assets [DALLCT100EP], retrieved from FRED.
Last Checked: 8/1/2025