Asset Quality Measures, Delinquencies on All Loans and Leases, Banks Not Among the 100 Largest in Size by Assets
DALLOBEP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
35,712.00
Year-over-Year Change
72.76%
Date Range
1/1/1985 - 1/1/2025
Summary
This economic indicator tracks loan delinquencies for smaller U.S. banks, providing insight into credit risk and financial health outside of the largest financial institutions. The metric helps economists and policymakers understand potential stress in regional and community banking systems.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend measures the percentage of loans that are past due among banks not classified in the top 100 by asset size, serving as a key diagnostic tool for credit market conditions. It reflects the financial performance and risk profile of smaller banking institutions that play a critical role in local and regional economies.
Methodology
Data is collected through regulatory reporting requirements, with banks systematically tracking and reporting loan delinquency rates to federal banking authorities.
Historical Context
This indicator is used by the Federal Reserve, financial analysts, and policymakers to assess credit market health, potential economic stress, and inform monetary policy decisions.
Key Facts
- Tracks loan delinquencies for smaller U.S. banks
- Provides insight into regional banking credit risk
- Helps assess potential economic stress in financial markets
FAQs
Q: What does this indicator measure?
A: It measures the percentage of loans that are past due for banks not among the 100 largest by asset size, indicating credit market health and potential financial stress.
Q: Why are smaller bank delinquencies important?
A: Smaller banks often serve local and regional economies, so their loan performance can provide early signals of economic challenges or emerging financial trends.
Q: How is this data collected?
A: Banks report loan delinquency information through standardized regulatory reporting processes monitored by federal banking authorities.
Q: How do policymakers use this data?
A: The Federal Reserve and economic policymakers use this indicator to assess credit market conditions and potentially inform monetary policy decisions.
Q: How frequently is this data updated?
A: The data is typically updated quarterly, providing a consistent snapshot of smaller bank loan performance throughout the year.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Banks Not Among the 100 Largest in Size by Assets [DALLOBEP], retrieved from FRED.
Last Checked: 8/1/2025