Delinquency Rate on Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, All Commercial Banks
DRCRELEXFACBS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.59
Year-over-Year Change
109.21%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks the percentage of commercial real estate loans that are past due or in default across all U.S. commercial banks. It serves as a critical barometer of commercial property market health and banking sector risk.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The delinquency rate reflects the financial stress in commercial real estate lending and provides insights into potential economic challenges. Economists use this metric to assess credit quality, banking sector stability, and potential systemic risks in commercial property markets.
Methodology
Data is collected through regulatory reporting by commercial banks, tracking loans that are 30 days or more past due relative to total outstanding commercial real estate loans.
Historical Context
Policymakers and financial regulators use this trend to monitor potential economic vulnerabilities and make informed decisions about banking supervision and monetary policy.
Key Facts
- Measures loan performance across commercial real estate portfolios
- Indicates potential financial stress in banking and property sectors
- Helps predict broader economic challenges and credit market conditions
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising rate suggests increasing financial stress in commercial real estate and potential credit market challenges. It may signal economic slowdown or sector-specific difficulties.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of commercial real estate loan performance.
Q: Why exclude farmland from this metric?
A: Farmland loans have distinct characteristics and are analyzed separately due to unique agricultural economic dynamics.
Q: How do economists use this data?
A: Economists use this trend to assess banking sector health, predict potential economic challenges, and inform policy decisions about credit markets.
Q: What factors influence commercial real estate loan delinquency?
A: Factors include economic conditions, interest rates, property market performance, and overall business cycle dynamics.
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Citation
U.S. Federal Reserve, Delinquency Rate on Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, All Commercial Banks [DRCRELEXFACBS], retrieved from FRED.
Last Checked: 8/1/2025