66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
SFQ66A4ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Measures changes in collateral spreads for average clients in non-agency residential mortgage-backed securities. Provides insight into evolving lending market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks effective financing rates and collateral spread adjustments for typical RMBS market participants. It reflects broader lending environment shifts.
Methodology
Quarterly survey of financial institutions reporting lending term modifications.
Historical Context
Critical for understanding mortgage market lending dynamics and risk assessment.
Key Facts
- Indicates slight easing of lending terms
- Reflects average client market conditions
- Quarterly reporting mechanism
FAQs
Q: What does 'eased somewhat' mean?
A: Suggests modest improvement in lending terms for average RMBS market participants.
Q: How are collateral spreads calculated?
A: Measured by comparing effective financing rates against benchmark market rates.
Q: Why track these changes?
A: Provides early indicators of shifting mortgage market lending conditions.
Q: Who benefits from this information?
A: Investors, risk managers, and financial analysts use these insights for decision-making.
Q: How frequently is this data updated?
A: Reported quarterly to capture evolving market lending dynamics.
Related Trends
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 3rd Most Important
CTQ31A23MINR
52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged
ALLQ52A4RBUNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 2. Increased Willingness of Your Institution to Take on Risk. | Answer Type: 3rd Most Important
CTQ19B23MINR
25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 2nd Most Important
CTQ25A22MINR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
SFQ74A2RBUNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| F. Separately Managed Accounts Established with Investment Advisers. | Answer Type: Remained Basically Unchanged
ALLQ39FRBUNR
Citation
U.S. Federal Reserve, Non-Agency RMBS Funding Terms (SFQ66A4ESNR), retrieved from FRED.