66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
SFQ66A4ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Measures changes in collateral spreads for average clients in non-agency residential mortgage-backed securities. Provides insight into evolving lending market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks effective financing rates and collateral spread adjustments for typical RMBS market participants. It reflects broader lending environment shifts.
Methodology
Quarterly survey of financial institutions reporting lending term modifications.
Historical Context
Critical for understanding mortgage market lending dynamics and risk assessment.
Key Facts
- Indicates slight easing of lending terms
- Reflects average client market conditions
- Quarterly reporting mechanism
FAQs
Q: What does 'eased somewhat' mean?
A: Suggests modest improvement in lending terms for average RMBS market participants.
Q: How are collateral spreads calculated?
A: Measured by comparing effective financing rates against benchmark market rates.
Q: Why track these changes?
A: Provides early indicators of shifting mortgage market lending conditions.
Q: Who benefits from this information?
A: Investors, risk managers, and financial analysts use these insights for decision-making.
Q: How frequently is this data updated?
A: Reported quarterly to capture evolving market lending dynamics.
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Related Trends
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ALLQ22DCNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| E. Insurance Companies. | Answer Type: Decreased Somewhat
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76) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of Consumer Abs by Your Institution's Clients Changed?| Answer Type: Increased Somewhat
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40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| A. Dealers and Other Financial Intermediaries. | Answer Type: Remained Basically Unchanged
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38) How Has the Intensity of Efforts by Nonfinancial Corporations to Negotiate More Favorable Price and Nonprice Terms Changed over the Past Three Months?| Answer Type: Decreased Considerably
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62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably
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Citation
U.S. Federal Reserve, Non-Agency RMBS Funding Terms (SFQ66A4ESNR), retrieved from FRED.