74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
SFQ74A2RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Measures changes in funding terms for consumer asset-backed securities (ABS) for average clients. Provides critical insights into consumer credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks maximum maturity terms for consumer ABS, including credit card and auto loan-backed securities. It reflects broader consumer lending trends.
Methodology
Survey-based data collection from financial institutions reporting funding term changes.
Historical Context
Used by economists to assess consumer credit market stability and lending practices.
Key Facts
- Represents average client funding terms
- Covers credit card and auto loan securities
- Indicates stable lending conditions
FAQs
Q: What does SFQ74A2RBUNR track?
A: Changes in funding terms for consumer asset-backed securities for average clients.
Q: Why are consumer ABS important?
A: They provide insights into consumer lending markets and credit availability.
Q: What does 'remained basically unchanged' indicate?
A: Suggests stable lending terms and consistent credit market conditions.
Q: Who monitors these funding terms?
A: Economists, financial analysts, and policymakers use this data to assess market conditions.
Q: How frequently is this data updated?
A: Typically reported quarterly to reflect current consumer credit market trends.
Related Trends
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 4. Higher Internal Treasury Charges for Funding. | Answer Type: 3rd Most Important
CTQ37A43MINR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Remained Basically Unchanged
ALLQ62A3RBUNR
79) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| G. Consumer Abs. | Answer Type: Increased Somewhat
ALLQ79GISNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: First in Importance
ALLQ31A1MINR
10) How Has the Provision of Differential Terms by Your Institution to Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Hedge Funds Changed over the Past Three Months?| Answer Type: Decreased Considerably
ALLQ10DCNR
18) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Mutual Funds, ETFs, Pension Plans, and Endowments Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Somewhat
CTQ18ESNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74A2RBUNR), retrieved from FRED.