Revolving Consumer Credit Securitized by Nonfinancial Business
DTCNLRHNNM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/1989 - 12/1/2019
Summary
This economic indicator tracks the volume of consumer revolving credit that has been securitized by nonfinancial businesses. It provides insight into consumer borrowing patterns and the financial strategies of non-banking entities.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the total amount of consumer credit, typically credit card debt, that has been packaged and sold as securities by companies outside the traditional financial sector. Economists use this metric to understand credit market dynamics, consumer spending behavior, and potential risks in consumer lending.
Methodology
Data is collected and compiled by the Federal Reserve through comprehensive financial surveys and reporting from nonfinancial businesses engaged in credit securitization.
Historical Context
This indicator is crucial for assessing consumer financial health, credit market liquidity, and potential systemic economic risks.
Key Facts
- Represents the securitization of revolving consumer credit by non-banking entities
- Provides insights into alternative lending and credit market strategies
- Reflects broader trends in consumer borrowing and financial innovation
FAQs
Q: What does revolving consumer credit mean?
A: Revolving credit is a type of loan that allows repeated borrowing up to a set credit limit, with the most common example being credit cards.
Q: Why do nonfinancial businesses securitize consumer credit?
A: Securitization allows businesses to transfer credit risk, generate immediate cash flow, and create new financial instruments for investors.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of credit market trends.
Q: What implications does this trend have for consumers?
A: Changes in this indicator can signal shifts in credit availability, lending standards, and overall consumer financial health.
Q: Are there risks associated with credit securitization?
A: While securitization can provide market liquidity, it can also create complex financial instruments that may obscure underlying credit risks.
Related News
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures...
Related Trends
Total Consumer Credit Owned by Nonprofit and Educational Institutions, Flow
FLTOTALNEI
Revolving Consumer Credit Owned by Credit Unions, Flow
FLREVOLNCU
Nonrevolving Consumer Credit Owned and Securitized by Nonfinancial Business, Flow
DTCTLNHNXDFBANM
Total Consumer Credit Securitized by Finance Companies
DTCNLHFNM
Student Loans Owned and Securitized
SLOASM
Revolving Consumer Credit Owned and Securitized, Flow
FLREVOLSL
Citation
U.S. Federal Reserve, Revolving Consumer Credit Securitized by Nonfinancial Business [DTCNLRHNNM], retrieved from FRED.
Last Checked: 8/1/2025