Delinquency Rate on Credit Card Loans, Banks Not Among the 100 Largest in Size by Assets
Not Seasonally Adjusted
DRCCLOBN • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
7.01
Year-over-Year Change
37.45%
Date Range
1/1/1991 - 1/1/2025
Summary
Not Seasonally Adjusted (DRCCLOBN) represents raw economic data without statistical modifications to account for predictable seasonal variations. This metric provides economists with unfiltered data points that reveal actual economic activity without smoothing techniques.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This data series captures economic indicators in their original, unadjusted form, allowing researchers to observe raw fluctuations and cyclical patterns. Economists use these figures to understand underlying economic trends and seasonal impacts on specific economic measurements.
Methodology
Data is collected through systematic tracking of economic indicators by federal statistical agencies, capturing raw numerical values without computational adjustments.
Historical Context
Not Seasonally Adjusted data serves as a critical baseline for understanding economic performance across different time periods and industry sectors.
Key Facts
- Provides unmodified economic data without seasonal smoothing
- Essential for understanding raw economic fluctuations
- Used alongside seasonally adjusted data for comprehensive analysis
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: It refers to economic data presented in its original form without statistical modifications to remove predictable seasonal patterns. This allows for direct observation of raw economic activity.
Q: Why is Not Seasonally Adjusted data important?
A: It provides a foundational view of economic performance without computational smoothing, helping researchers understand actual economic variations and seasonal impacts.
Q: How is Not Seasonally Adjusted data different from Seasonally Adjusted data?
A: Raw data shows actual measurements without removing predictable seasonal influences, while seasonally adjusted data eliminates recurring patterns to reveal underlying trends.
Q: Who uses Not Seasonally Adjusted data?
A: Economists, researchers, policymakers, and financial analysts use this data to gain insights into raw economic performance and validate statistical adjustment methodologies.
Q: How frequently is this data updated?
A: Update frequency varies by specific economic indicator, but many federal economic datasets are updated monthly or quarterly with raw, unadjusted figures.
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Citation
U.S. Federal Reserve, Not Seasonally Adjusted [DRCCLOBN], retrieved from FRED.
Last Checked: 8/1/2025