Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Other, Banks Not Among the 100 Largest in Size by Assets
DALLOCOBEP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,992.00
Year-over-Year Change
68.81%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks loan delinquencies for smaller banks (not among the top 100 by asset size) across consumer and other loan categories. It provides critical insight into credit risk and potential financial stress in the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend measures the percentage of loans that are past due, reflecting the overall credit health of smaller financial institutions. Economists use this metric to assess lending standards, borrower financial stability, and potential economic pressures.
Methodology
Data is collected through regulatory reporting requirements, with banks systematically tracking and reporting loan delinquency rates to federal financial oversight agencies.
Historical Context
This indicator is used by policymakers, financial regulators, and market analysts to evaluate credit market conditions and potential systemic risks in the banking sector.
Key Facts
- Tracks loan delinquencies for smaller banks outside the top 100 by asset size
- Provides insight into credit risk and borrower financial health
- Important indicator of potential economic stress in the financial system
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate suggests increasing financial stress among borrowers and potential economic challenges. It may signal weakening economic conditions or tightening credit markets.
Q: Why focus on banks outside the top 100?
A: Smaller banks often serve local and regional markets, providing a more nuanced view of credit conditions beyond large national institutions. Their performance can reveal localized economic trends.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a consistent snapshot of loan performance across smaller banking institutions.
Q: How do policymakers use this information?
A: Regulators and policymakers use this data to assess overall financial system health, potentially informing monetary policy and banking regulations.
Q: What types of loans are included?
A: The indicator covers consumer loans and other loan categories for banks not among the 100 largest by asset size, providing a comprehensive view of smaller banking institutions.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Other, Banks Not Among the 100 Largest in Size by Assets [DALLOCOBEP], retrieved from FRED.
Last Checked: 8/1/2025