Delinquency Rate on Lease Financing Receivables, Banks Not Among the 100 Largest in Size by Assets
DRLFROBS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.19
Year-over-Year Change
146.07%
Date Range
1/1/1987 - 1/1/2025
Summary
This economic indicator tracks the percentage of lease financing receivables that are past due among smaller banks in the United States. It provides insight into the credit health and financial performance of regional and community banking institutions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The delinquency rate measures the proportion of lease financing accounts that are not being paid on time, serving as a key metric for assessing credit risk and financial stress in the banking sector. Economists and financial analysts use this trend to understand lending conditions and potential economic pressures on smaller financial institutions.
Methodology
Data is collected through regulatory reporting requirements, with banks tracking and reporting the percentage of lease financing receivables that are 30 days or more past due.
Historical Context
This metric is used by policymakers, regulators, and financial analysts to assess the overall health of regional banking systems and potential economic stress points.
Key Facts
- Tracks delinquency rates for lease financing among smaller banks
- Provides early warning signals of potential financial stress
- Offers insights into regional economic conditions and lending practices
FAQs
Q: What does this delinquency rate indicate?
A: It shows the percentage of lease financing accounts that are not being paid on time by borrowers, reflecting potential credit risk and economic challenges.
Q: Why are smaller banks important in this analysis?
A: Smaller banks often serve local and regional markets, making their performance a key indicator of economic conditions in specific geographic areas.
Q: How is the delinquency rate calculated?
A: It is calculated by dividing the total value of past-due lease financing receivables by the total value of all lease financing receivables, expressed as a percentage.
Q: How do policymakers use this information?
A: Regulators and policymakers use this data to assess banking sector health, potential economic risks, and to inform monetary and financial regulatory decisions.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a consistent snapshot of lease financing delinquency trends.
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Citation
U.S. Federal Reserve, Delinquency Rate on Lease Financing Receivables, Banks Not Among the 100 Largest in Size by Assets [DRLFROBS], retrieved from FRED.
Last Checked: 8/1/2025