25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 3. Adoption of Less-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: 3rd Most Important

ALLQ25B33MINR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

1/1/2012 - 1/1/2025

Summary

Examines insurance industry perspectives on market convention changes affecting lending terms. Provides insights into evolving regulatory and contractual standards in insurance sector lending.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Tracks institutional perceptions of changes in market agreements and protocols. Reflects shifts in insurance sector lending practices.

Methodology

Collected through survey responses from insurance companies about lending conventions.

Historical Context

Used to understand regulatory and contractual trends in insurance lending.

Key Facts

  • Third most important reason for lending ease
  • Focuses on market agreement changes
  • Captures insurance sector lending trends

FAQs

Q: What does this economic indicator measure?

A: Tracks changes in market conventions and agreements in insurance sector lending.

Q: How significant are these market convention changes?

A: Represents a key factor in insurance industry lending conditions and practices.

Q: Why are market conventions important?

A: They define standard practices and risk management approaches in financial lending.

Q: Who monitors these lending convention changes?

A: Regulators, financial analysts, and insurance industry researchers track these trends.

Q: How frequently are these conventions updated?

A: Changes occur periodically based on market conditions and regulatory developments.

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Related Trends

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SFQ66B1RBUNR

41) Over the Past Three Months, How Have Nonprice Terms Incorporated in New or Renegotiated OTC Derivatives Master Agreements Put in Place with Your Institution's Clients Changed?| C. Recognition of Portfolio or Diversification Benefits (Including from Securities Financing Trades Where Appropriate Agreements Are in Place). | Answer Type: Eased Somewhat

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37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 4. Higher Internal Treasury Charges for Funding. | Answer Type: First In Importance

CTQ37A4MINR

19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important

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38) How Has the Intensity of Efforts by Nonfinancial Corporations to Negotiate More Favorable Price and Nonprice Terms Changed over the Past Three Months?| Answer Type: Decreased Considerably

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56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Somewhat

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Citation

U.S. Federal Reserve, Insurance Lending Conventions Survey (ALLQ25B33MINR), retrieved from FRED.