24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Somewhat
CTQ24ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in nonprice terms used by insurance companies in securities financing and derivatives transactions. Provides insight into negotiation strategies and market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This trend measures shifts in contractual terms beyond pricing in financial transactions. It reflects nuanced changes in insurance company risk management approaches.
Methodology
Survey-based data collection from financial institutions tracking negotiation practices.
Historical Context
Used by regulators and financial analysts to understand market risk adaptation strategies.
Key Facts
- Reflects insurance company transaction strategy shifts
- Captures nuanced market adaptation signals
- Provides qualitative market insight beyond pricing
FAQs
Q: What are nonprice terms in financial transactions?
A: Nonprice terms include contractual provisions like maturity, covenants, and default conditions that impact transaction risk.
Q: Why do insurance companies adjust nonprice terms?
A: To manage risk, improve transaction flexibility, and respond to changing market conditions.
Q: How often is this data collected?
A: Typically surveyed quarterly to track evolving market practices.
Q: What insights can be gained from this trend?
A: Reveals strategic shifts in insurance company risk management and market sentiment.
Q: Are nonprice terms important for investors?
A: Yes, they provide deeper understanding of transaction complexity beyond simple pricing.
Related Trends
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
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40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| E. Insurance Companies. | Answer Type: Increased Considerably
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3) To What Extent Have Changes in the Practices of Central Counterparties, Including Margin Requirements and Haircuts, Influenced the Credit Terms Your Institution Applies to Clients on Bilateral Transactions Which Are Not Cleared?| Answer Type: To A Considerable Extent
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19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
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19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First in Importance
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40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| D. Mutual Funds, ETFs, Pension Plans, and Endowments. | Answer Type: Increased Somewhat
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Citation
U.S. Federal Reserve, Nonprice Terms in Insurance Company Transactions (CTQ24ESNR), retrieved from FRED.