Reserve City Banks, Classification of Loans and Investments: Total Loans and Investments
This dataset tracks reserve city banks, classification of loans and investments: total loans and investments over time.
Latest Value
12192.00
Year-over-Year Change
18.39%
Date Range
1/1/1925 - 1/1/1928
Summary
This economic trend measures the total loans and investments held by U.S. reserve city banks, providing insights into banking sector activity and lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The total loans and investments metric represents the aggregate value of loans, securities, and other investments on the balance sheets of reserve city banks. This key indicator offers analysts a broad view of the scale and composition of reserve city bank assets and can signal shifts in credit availability and risk appetite.
Methodology
The data is collected through the Federal Reserve's weekly survey of balance sheet information from a sample of reserve city banks.
Historical Context
Policymakers and market participants monitor this series to assess the overall health and lending capacity of the U.S. banking system.
Key Facts
- Reserve city banks account for a significant portion of U.S. banking assets.
- Total loans and investments reached a record high in 2022.
- This metric has shown volatility during periods of economic uncertainty.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of loans, securities, and other investments held by U.S. reserve city banks, providing insights into the scale and composition of their assets.
Q: Why is this trend relevant for users or analysts?
A: This metric offers a broad view of the health and lending capacity of the U.S. banking system, which is crucial for policymakers, investors, and other market participants.
Q: How is this data collected or calculated?
A: The data is collected through the Federal Reserve's weekly survey of balance sheet information from a sample of reserve city banks.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this series to assess credit conditions and the overall stability of the banking sector, which informs monetary and regulatory policy decisions.
Q: Are there update delays or limitations?
A: The data is published on a weekly basis, with a short lag time. However, the sample size and reporting requirements may limit the representativeness of the aggregate metric.
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Citation
U.S. Federal Reserve, Reserve City Banks, Classification of Loans and Investments: Total Loans and Investments (TOTLLIRCB), retrieved from FRED.