Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood A
This dataset tracks share of foreign born in home owners loan corporation (holc) neighborhood a over time.
Latest Value
10.70
Year-over-Year Change
-64.92%
Date Range
1/1/1910 - 1/1/2010
Summary
The 'Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood A' measures the percentage of residents who were foreign-born in the highest-rated HOLC neighborhoods. This metric provides insights into historical housing and demographic trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The HOLC was a federal agency created during the Great Depression to refinance mortgages and prevent foreclosures. It categorized urban neighborhoods into risk-based 'grades', with 'A' neighborhoods deemed the lowest-risk. This series tracks the foreign-born population share in these highest-rated areas over time.
Methodology
The data is calculated from U.S. Census Bureau decennial census records.
Historical Context
This metric helps researchers and policymakers understand historical housing, immigration, and neighborhood dynamics.
Key Facts
- The HOLC was created in 1933 to refinance mortgages.
- Neighborhoods were graded 'A' through 'D' based on perceived risk.
- 'A' neighborhoods were classified as the 'best' and 'least risky'.
FAQs
Q: What does this economic trend measure?
A: This metric tracks the percentage of residents who were foreign-born in the highest-rated 'A' neighborhoods designated by the Home Owners Loan Corporation (HOLC) during the Great Depression.
Q: Why is this trend relevant for users or analysts?
A: This data provides insights into historical housing and demographic trends, particularly the relationship between neighborhood risk classifications, homeownership, and immigration patterns.
Q: How is this data collected or calculated?
A: The data is calculated from U.S. Census Bureau decennial census records.
Q: How is this trend used in economic policy?
A: This metric helps researchers and policymakers understand the historical dynamics of housing, immigration, and urban development.
Q: Are there update delays or limitations?
A: As this data is based on decennial census records, there are delays between data releases corresponding to the census schedule.
Related News
US homeowners refinance as mortgage rates fall
How Lower Mortgage Rates Are Encouraging Mortgage Refinancing With mortgage refinancing becoming increasingly attractive, US homeowners are seizing the opportunity to lower their interest rates and save money. Mortgage refinancing, the process of replacing an existing loan with a new one, is gaining traction as a smart financial move. This interest is fueled by the recent fall in mortgage rates, a significant factor reshaping the US housing market. Lower mortgage rates, alongside other economic
U.S. Mortgage Rates Drop to 11-Month Low Amid Fed Activity
U.S. Mortgage Rates Plummet to 11-Month Low: Understanding the Influence of 10-Year Treasury Yields The recent plummet in U.S. mortgage rates has caught the attention of homeowners and potential buyers. The decline, reaching an 11-month low, is closely linked to the current 10-year Treasury yield, a critical metric in the financial world. As these rates drop, there is a noticeable impact on the housing market and real estate investments. This decline is influenced largely by the Federal Reserve
US Mortgage Rates Drop, Leading Lender in September 2025 Revealed
U.S. Mortgage Rates Plummet in September 2025 U.S. mortgage rates have experienced a significant decline, grabbing the attention of the housing market in September 2025. Historically low mortgage rates are creating buzz, offering fresh opportunities for homebuyers looking for affordable financing options. This unexpected dip could bolster movements within the housing sector, leading many to explore financing options they once considered out of reach. As potential buyers and market experts watch
U.S. mortgage rates decline aligns with housing price cuts
U.S. Real Estate: Mortgage Rates Plummet Mortgage rates in the U.S. have experienced a notable drop, marking some of the most significant cuts in recent years. This shift comes at a time when the housing market is adjusting with substantial price reductions, offering potential homebuyers opportunities. The interconnectedness of mortgage rates with the broader economic trends cannot be understated. Lower interest rates often mean cheaper loans, potentially sparking more activity in the real esta
US mortgage rates unlikely to drop despite Fed rate cuts
Navigating Mortgage Rates in the Era of Fed Rate Cuts Mortgage rates today are a central concern for those hunting for home loans or tinkering with refinance options. Interestingly, despite recent Federal Reserve interest rate cuts, mortgage rates aren't budging much. This outcome puzzles many, considering the expected ripple effect these cuts tend to have on borrowing costs. The staunch resistance of mortgage rates to these cuts underscores an evolving challenge for financial planning among US
U.S. stock indices soar with focus on tech sector growth
Tech-driven Surge: U.S. Stock Market Hits Record Highs Amid the current financial landscape, the U.S. stock market has reached record highs, driven in part by technology sector advancements. Major indices like the Dow Jones, S&P 500, and Nasdaq are setting new benchmarks, indicative of unprecedented growth trends. A notable increase in Oracle's shares underscores the technology sector's significant impact on market dynamics. Meanwhile, the economic stage is set against a backdrop of critical ec
Related Trends
Consumer Price Index for All Urban Consumers: All Items in U.S. City Average
CPIAUCNS
Capacity Utilization: Total Index
TCU
Commercial and Industrial Loans, All Commercial Banks
TOTCI
Home Ownership Rate in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHHORHOLCNC
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHFBHOLCNC
Rent and Rental Costs in Home Owners Loan Corporation (HOLC) Neighborhood B
RLMSHRENTHOLCNB
Citation
U.S. Federal Reserve, Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood A (RLMSHFBHOLCNA), retrieved from FRED.