Commercial and Industrial Loans, All Commercial Banks
This dataset tracks commercial and industrial loans, all commercial banks over time.
Latest Value
2891.10
Year-over-Year Change
2.48%
Date Range
1/3/1973 - 9/3/2025
Summary
The Commercial and Industrial Loans, All Commercial Banks trend measures the total value of outstanding commercial and industrial loans held by U.S. commercial banks. It provides insight into business investment and economic activity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric represents the total dollar amount of loans extended by commercial banks to businesses for operating expenses, capital expenditures, and other commercial purposes. It is a key indicator of business confidence and credit conditions.
Methodology
The Federal Reserve collects this data through its weekly survey of commercial banks.
Historical Context
Policymakers and analysts monitor this trend to assess the health of the business sector and broader economic conditions.
Key Facts
- Commercial and industrial loans peaked at over $2 trillion in 2008.
- Loan volumes declined sharply during the 2008-2009 financial crisis.
- Loan growth has been relatively modest since the Great Recession.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of outstanding commercial and industrial loans held by U.S. commercial banks.
Q: Why is this trend relevant for users or analysts?
A: It provides insight into business investment and economic activity, as well as credit conditions for the business sector.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through its weekly survey of commercial banks.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this trend to assess the health of the business sector and broader economic conditions.
Q: Are there update delays or limitations?
A: The data is updated weekly with a short lag, providing timely information on commercial lending activity.
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Citation
U.S. Federal Reserve, Commercial and Industrial Loans, All Commercial Banks (TOTCI), retrieved from FRED.