Real Estate Loans: Commercial Real Estate Loans, All Commercial Banks
H8B3219NCBCMG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.60
Year-over-Year Change
-164.00%
Date Range
7/1/2004 - 6/1/2025
Summary
This trend tracks the total value of commercial real estate loans held by all U.S. commercial banks, providing a critical indicator of lending activity in the commercial property sector. The metric offers insights into credit market conditions, investment trends, and potential economic expansion or contraction.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Commercial real estate loans represent financial instruments used by banks to fund property acquisitions, developments, and improvements for business purposes. Economists closely monitor these loans as a barometer of economic health, business confidence, and potential investment opportunities in the real estate market.
Methodology
Data is collected through the Federal Reserve's H.8 statistical release, which aggregates loan information from all commercial banks in the United States.
Historical Context
Policymakers and financial analysts use this trend to assess credit market liquidity, potential economic risks, and the overall health of the commercial real estate sector.
Key Facts
- Represents total commercial real estate lending across U.S. commercial banks
- Reflects broader economic trends in property investment and credit availability
- Sensitive to economic cycles and monetary policy changes
FAQs
Q: What does this trend indicate about the economy?
A: It signals the volume of commercial property lending, which can reflect business confidence and economic expansion potential.
Q: How do changes in commercial real estate loans impact investors?
A: Fluctuations can indicate investment opportunities, potential market risks, and overall economic health in the real estate sector.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data weekly, providing current insights into commercial lending trends.
Q: What types of properties are included in these loans?
A: Includes loans for office buildings, retail spaces, industrial properties, multi-family residential complexes, and other commercial real estate.
Q: What are the limitations of this data?
A: The trend represents only commercial bank lending and does not capture all commercial real estate financing sources like private equity or alternative lenders.
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Citation
U.S. Federal Reserve, Real Estate Loans: Commercial Real Estate Loans, All Commercial Banks [H8B3219NCBCMG], retrieved from FRED.
Last Checked: 8/1/2025