Other Securities: Mortgage-Backed Securities, All Commercial Banks
H8B1303NCBCMG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
7.90
Year-over-Year Change
-179.00%
Date Range
8/1/2009 - 6/1/2025
Summary
This trend tracks the total value of mortgage-backed securities held by all commercial banks in the United States. It provides critical insight into bank asset composition and the health of the mortgage lending market.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Mortgage-backed securities represent pooled mortgage loans that have been transformed into tradable financial instruments, allowing banks to manage risk and liquidity. Economists closely monitor this metric as an indicator of banking sector stability and credit market dynamics.
Methodology
Data is collected through the Federal Reserve's H.8 statistical release, which aggregates reported securities holdings from commercial banks nationwide.
Historical Context
This trend is used by policymakers and financial analysts to assess banking sector risk, credit availability, and potential macroeconomic shifts.
Key Facts
- Represents total mortgage-backed securities across all U.S. commercial banks
- Reflects banks' investment strategies and risk management approaches
- Provides insights into mortgage lending and securitization trends
FAQs
Q: What are mortgage-backed securities?
A: Mortgage-backed securities are financial instruments created by pooling multiple mortgage loans and selling them as tradable assets to investors.
Q: Why do banks hold mortgage-backed securities?
A: Banks hold these securities to generate income, manage risk, maintain liquidity, and diversify their investment portfolios.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data weekly, providing current insights into commercial bank securities holdings.
Q: How do mortgage-backed securities impact the broader economy?
A: These securities play a crucial role in providing liquidity to the mortgage market and enabling continued lending by transferring risk from banks to investors.
Q: What factors influence mortgage-backed securities values?
A: Interest rates, housing market conditions, borrower creditworthiness, and overall economic health significantly impact these securities' values.
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Citation
U.S. Federal Reserve, Other Securities: Mortgage-Backed Securities, All Commercial Banks [H8B1303NCBCMG], retrieved from FRED.
Last Checked: 8/1/2025