Total Assets, Interest-Earning, All Loans and Leases, Gross, Secured by Real Estate, Banks Not Among the 100 Largest in Size by Assets

LSREOBEP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1,838,101.00

Year-over-Year Change

23.73%

Date Range

1/1/1985 - 1/1/2025

Summary

This economic indicator tracks the total interest-earning assets from real estate loans for smaller banks not among the top 100 by asset size. It provides insight into lending activities and real estate market dynamics for regional and community financial institutions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The series represents the gross value of real estate-secured loans held by smaller banks, reflecting their lending portfolios and regional economic health. Economists use this metric to understand credit availability, banking sector performance, and local real estate market trends.

Methodology

Data is collected through regulatory reporting requirements from banks and compiled by the Federal Reserve using standardized financial reporting methods.

Historical Context

This indicator is used in macroeconomic analysis to assess credit market conditions, banking sector resilience, and potential economic growth signals.

Key Facts

  • Represents interest-earning real estate loans for smaller banks
  • Provides insight into regional lending activities
  • Reflects credit market conditions for non-top 100 banks

FAQs

Q: What does this economic indicator measure?

A: It tracks the total interest-earning real estate loans for banks outside the top 100 by asset size, showing their lending portfolio secured by real estate.

Q: Why are smaller banks important in this analysis?

A: Smaller banks often serve local and regional markets, providing critical insights into community-level economic and lending conditions.

Q: How is this data collected?

A: The data is gathered through mandatory financial reporting by banks to federal regulatory agencies, ensuring comprehensive and standardized information.

Q: How do policymakers use this information?

A: Policymakers analyze this trend to understand credit market health, potential economic risks, and the lending capacity of smaller financial institutions.

Q: How often is this data updated?

A: The Federal Reserve typically updates this series quarterly, providing a current snapshot of smaller banks' real estate lending activities.

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Citation

U.S. Federal Reserve, Total Assets, Interest-Earning, All Loans and Leases, Gross, Secured by Real Estate, Banks Not Among the 100 Largest in Size by Assets [LSREOBEP], retrieved from FRED.

Last Checked: 8/1/2025