Total Assets, Interest-Earning, All Loans and Leases, Gross, Consumer Loans, Banks Ranked 1st to 100th Largest in Size by Assets
CLT100EP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,674,156.00
Year-over-Year Change
3.88%
Date Range
1/1/1985 - 1/1/2025
Summary
This economic indicator tracks the total consumer loan assets for the top 100 U.S. banks by size, providing insight into lending activity and consumer credit markets. It serves as a critical metric for understanding banking sector performance and consumer financial health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the aggregate consumer loan portfolio across the largest banking institutions in the United States, reflecting lending capacity and consumer borrowing patterns. Economists use this data to assess credit market conditions, potential economic growth, and consumer spending potential.
Methodology
Data is collected through regulatory reporting requirements from banks, aggregating consumer loan balances for institutions ranked by total asset size.
Historical Context
This indicator is used by policymakers, financial analysts, and the Federal Reserve to monitor credit market trends and inform monetary policy decisions.
Key Facts
- Represents consumer loan assets for top 100 U.S. banks
- Provides comprehensive view of lending market conditions
- Reflects potential consumer spending and economic health
FAQs
Q: What does this economic indicator measure?
A: It measures the total consumer loan assets for the 100 largest U.S. banks by total assets, tracking lending activity and credit market conditions.
Q: Why is this data important?
A: The indicator helps economists and policymakers understand consumer borrowing trends, credit market health, and potential economic growth.
Q: How often is this data updated?
A: Typically updated quarterly, providing a current snapshot of consumer lending across major U.S. banking institutions.
Q: How can businesses use this information?
A: Companies can analyze this trend to understand consumer credit markets, potential spending power, and overall economic conditions.
Q: What are the limitations of this data?
A: The indicator focuses only on the top 100 banks and may not fully represent smaller regional or community lending institutions.
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Citation
U.S. Federal Reserve, Total Assets, Interest-Earning, All Loans and Leases, Gross, Consumer Loans, Banks Ranked 1st to 100th Largest in Size by Assets [CLT100EP], retrieved from FRED.
Last Checked: 8/1/2025