Other Consumer Loans, Banks Not Among the 100 Largest in Size by Assets
AOCLOB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
115,315.00
Year-over-Year Change
15.79%
Date Range
1/1/1985 - 1/1/2025
Summary
This economic indicator tracks consumer loan volumes from smaller banks not among the top 100 by asset size. It provides insights into credit accessibility and consumer borrowing trends outside of major financial institutions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents unsecured and secured consumer loans issued by mid-sized and smaller banking institutions. Economists use this data to understand credit market dynamics, consumer financial health, and potential lending capacity across different bank segments.
Methodology
Data is collected through periodic bank reporting and regulatory submissions to the Federal Reserve.
Historical Context
This trend helps policymakers and financial analysts assess credit market conditions and potential economic stimulus or contraction signals.
Key Facts
- Represents consumer loans from smaller banking institutions
- Provides insight into credit accessibility outside major banks
- Reflects broader consumer borrowing trends and financial health
FAQs
Q: What types of loans does this indicator include?
A: The series covers various consumer loans like personal loans, credit lines, and installment loans from smaller banks.
Q: Why are smaller banks important in this analysis?
A: Smaller banks often serve local communities and can provide different lending perspectives compared to large national institutions.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this series monthly, providing current insights into consumer lending trends.
Q: What economic signals can this trend reveal?
A: Changes in consumer loan volumes can indicate consumer confidence, economic health, and potential shifts in borrowing behavior.
Q: Are there limitations to this data?
A: The series only covers banks not among the top 100 by assets, which means it doesn't represent the entire banking landscape.
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Citation
U.S. Federal Reserve, Other Consumer Loans, Banks Not Among the 100 Largest in Size by Assets [AOCLOB], retrieved from FRED.
Last Checked: 8/1/2025