Total Assets, Interest-Earning, All Loans and Leases, Gross, Consumer Loans, Banks Not Among the 100 Largest in Size by Assets

CLOBEP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

142,774.00

Year-over-Year Change

13.62%

Date Range

1/1/1985 - 1/1/2025

Summary

This economic indicator tracks consumer loan assets for smaller banks not among the top 100 by asset size. It provides insights into lending activity and credit availability in the regional and community banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend represents the total gross interest-earning assets from consumer loans in smaller banking institutions. Economists use this metric to assess credit market dynamics, consumer borrowing patterns, and potential economic health signals.

Methodology

Data is collected through regulatory reporting requirements from banks and compiled by the Federal Reserve.

Historical Context

This indicator helps policymakers and financial analysts understand credit market trends, lending capacity, and potential economic stimulus or contraction.

Key Facts

  • Tracks consumer loan assets for smaller banks
  • Provides insight into regional lending activities
  • Reflects potential credit market conditions

FAQs

Q: What does this economic indicator measure?

A: It measures the total gross interest-earning consumer loan assets for banks not among the top 100 by asset size.

Q: Why is this trend important?

A: It helps economists and policymakers understand lending patterns and credit availability in smaller banking institutions.

Q: How often is this data updated?

A: The Federal Reserve typically updates this data on a quarterly or monthly basis, depending on reporting cycles.

Q: What can changes in this indicator suggest?

A: Significant changes might indicate shifts in consumer borrowing, bank lending strategies, or broader economic conditions.

Q: Are there limitations to this data?

A: The indicator only covers banks outside the top 100 by asset size, potentially missing trends in larger financial institutions.

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Citation

U.S. Federal Reserve, Total Assets, Interest-Earning, All Loans and Leases, Gross, Consumer Loans, Banks Not Among the 100 Largest in Size by Assets [CLOBEP], retrieved from FRED.

Last Checked: 8/1/2025