Consumer Loans, Banks Not Among the 100 Largest in Size by Assets
ACLOB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
143,058.00
Year-over-Year Change
16.15%
Date Range
1/1/1985 - 1/1/2025
Summary
This economic indicator tracks consumer loan volumes for banks that are not among the top 100 largest by asset size. It provides insight into lending activity and credit availability in the smaller banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents consumer lending patterns among mid-sized and smaller financial institutions, which play a critical role in regional and local credit markets. Economists use this data to understand credit expansion, consumer financial health, and banking sector dynamics.
Methodology
Data is collected through regulatory reporting requirements from banking institutions and aggregated by the Federal Reserve.
Historical Context
This metric helps policymakers and analysts assess credit market conditions, potential economic stimulus, and lending trends outside of major national banks.
Key Facts
- Tracks consumer loan volumes for smaller banking institutions
- Provides granular insight into regional lending activities
- Complements broader economic credit market analysis
FAQs
Q: What types of loans are included in this metric?
A: The metric typically includes personal loans, credit card debt, and other consumer credit products from smaller banks.
Q: Why are smaller banks important in this analysis?
A: Smaller banks often serve local communities and provide critical lending services not covered by major national institutions.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data on a quarterly or monthly basis, depending on reporting cycles.
Q: How does this trend relate to overall economic health?
A: Consumer loan volumes can indicate consumer confidence, spending capacity, and potential economic growth or contraction.
Q: What are potential limitations of this data?
A: The metric only covers banks outside the top 100 by assets, which might not capture the entire lending landscape.
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Citation
U.S. Federal Reserve, Consumer Loans, Banks Not Among the 100 Largest in Size by Assets [ACLOB], retrieved from FRED.
Last Checked: 8/1/2025