Total Assets, Interest-Earning, All Loans and Leases, Gross, Consumer Loans, Credit Cards, Banks Ranked 1st to 100th Largest in Size by Assets
TAIEALLGCLCRT100EP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
981,235.00
Year-over-Year Change
32.86%
Date Range
1/1/1985 - 1/1/2025
Summary
This economic indicator tracks total interest-earning consumer credit card loans across the 100 largest U.S. banks by asset size. It provides critical insight into consumer borrowing trends and banking sector credit dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents aggregate credit card loan volumes for major banking institutions, reflecting consumer financial behavior and lending capacity. Economists use this metric to assess consumer spending potential, credit market health, and potential economic stress signals.
Methodology
Data is collected through regulatory reporting requirements from banks, aggregating credit card loan balances for institutions ranked by total asset size.
Historical Context
Policymakers and financial analysts use this trend to monitor consumer credit expansion, assess banking sector risk, and inform monetary policy decisions.
Key Facts
- Tracks credit card loan volumes for top 100 U.S. banks
- Provides insight into consumer borrowing and banking sector health
- Reflects potential consumer spending and economic conditions
FAQs
Q: What does this economic indicator measure?
A: It measures total interest-earning consumer credit card loans across the 100 largest U.S. banks by total assets.
Q: Why are credit card loan trends important?
A: They indicate consumer spending capacity, financial health, and potential economic stress or growth.
Q: How frequently is this data updated?
A: Typically updated quarterly by the Federal Reserve through regulatory bank reporting mechanisms.
Q: How do policymakers use this data?
A: To assess consumer credit markets, inform monetary policy, and evaluate overall economic conditions.
Q: What are the limitations of this indicator?
A: It only covers the top 100 banks and may not fully represent smaller regional or community banking credit card lending.
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Citation
U.S. Federal Reserve, Total Assets, Interest-Earning, All Loans and Leases, Gross, Consumer Loans, Credit Cards, Banks Ranked 1st to 100th Largest in Size by Assets [TAIEALLGCLCRT100EP], retrieved from FRED.
Last Checked: 8/1/2025