Total Assets, Interest-Earning, All Loans and Leases, Gross, Commercial and Industrial, Banks Not Among the 100 Largest in Size by Assets

CILOBEP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

375,760.00

Year-over-Year Change

10.42%

Date Range

1/1/1985 - 1/1/2025

Summary

This economic indicator tracks the total interest-earning assets from commercial and industrial loans for smaller banks not among the top 100 by asset size. It provides insight into lending activity and credit availability for businesses outside of the largest financial institutions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend represents the gross loan portfolio of mid-sized and smaller banks, reflecting their lending capacity and commercial credit market dynamics. Economists use this metric to assess regional banking health and small to medium enterprise financing conditions.

Methodology

Data is collected through regulatory reporting requirements from banks and aggregated by the Federal Reserve's statistical tracking systems.

Historical Context

This indicator is used in monetary policy analysis, credit market assessments, and evaluating small business lending trends.

Key Facts

  • Tracks interest-earning loans for banks outside the top 100 by asset size
  • Provides insight into regional and smaller bank lending activities
  • Reflects broader commercial credit market conditions

FAQs

Q: What does this economic indicator measure?

A: It measures the total interest-earning assets from commercial and industrial loans for banks not among the top 100 by asset size.

Q: Why is this data important?

A: It helps economists and policymakers understand lending capacity and credit availability for smaller businesses and regional banks.

Q: How often is this data updated?

A: The Federal Reserve typically updates this data on a quarterly or monthly basis, depending on reporting cycles.

Q: How does this relate to overall economic health?

A: It serves as a key indicator of business lending conditions and potential economic growth, especially for small and medium enterprises.

Q: What are the limitations of this data?

A: The indicator only covers banks not in the top 100 by assets, potentially missing some larger lending trends.

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Citation

U.S. Federal Reserve, Total Assets, Interest-Earning, All Loans and Leases, Gross, Commercial and Industrial, Banks Not Among the 100 Largest in Size by Assets [CILOBEP], retrieved from FRED.

Last Checked: 8/1/2025