Real Estate Loans, All Commercial Banks
H8B1026NCBCMG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.60
Year-over-Year Change
-633.33%
Date Range
2/1/1947 - 6/1/2025
Summary
This economic indicator tracks the total value of real estate loans held by commercial banks in the United States. It provides critical insight into lending activity, property market health, and potential economic expansion or contraction.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Real estate loans represent a significant component of bank lending portfolios and reflect broader economic conditions in the housing and commercial property markets. Economists closely monitor this trend as a leading indicator of economic momentum and financial sector stability.
Methodology
Data is collected through the Federal Reserve's H.8 statistical release, which aggregates loan data from commercial banks nationwide.
Historical Context
This metric is used by policymakers, investors, and economists to assess credit market conditions, potential economic growth, and banking sector performance.
Key Facts
- Represents total real estate loan holdings across U.S. commercial banking system
- Includes both residential and commercial property lending
- Serves as a key indicator of credit market health and economic conditions
FAQs
Q: What types of real estate loans are included in this metric?
A: The metric encompasses both residential and commercial real estate loans, including mortgages, construction loans, and property development financing.
Q: How does this trend relate to economic growth?
A: Increasing real estate loan volumes typically indicate economic expansion, while decreasing volumes might signal potential economic contraction or tightening credit conditions.
Q: How frequently is this data updated?
A: The Federal Reserve updates this data weekly, providing a current snapshot of commercial bank lending activities.
Q: Why do investors care about this trend?
A: Investors use this metric to assess banking sector health, potential real estate market performance, and broader economic momentum.
Q: What are the limitations of this data?
A: The metric represents aggregate lending and does not provide granular details about individual loan characteristics or regional variations.
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Citation
U.S. Federal Reserve, Real Estate Loans, All Commercial Banks [H8B1026NCBCMG], retrieved from FRED.
Last Checked: 8/1/2025