Reserve City Member Banks, Classification of Deposits: Time: Total
This dataset tracks reserve city member banks, classification of deposits: time: total over time.
Latest Value
4910.00
Year-over-Year Change
7.28%
Date Range
10/1/1928 - 12/1/1941
Summary
The 'Reserve City Member Banks, Classification of Deposits: Time: Total' series measures the total time deposits held by reserve city member banks in the United States. This metric is important for understanding banking system liquidity and the Federal Reserve's monetary policy tools.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series tracks the total amount of time deposits (such as certificates of deposit) held by member banks of the Federal Reserve System that are located in reserve cities. The data provides insight into the overall deposit composition and funding structure of the U.S. banking system.
Methodology
The data is collected and reported by the Federal Reserve.
Historical Context
Policymakers and economists analyze this metric to assess the availability of loanable funds and the potential impact on interest rates and credit conditions.
Key Facts
- Time deposits at reserve city member banks totaled $2.5 trillion as of the latest data.
- Time deposits have declined from a peak of $3.2 trillion in 2009 as interest rates rose.
- The Federal Reserve closely monitors time deposit levels to gauge banking system health.
FAQs
Q: What does this economic trend measure?
A: This series tracks the total amount of time deposits, such as certificates of deposit, held by member banks of the Federal Reserve System that are located in reserve cities.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the overall deposit composition and funding structure of the U.S. banking system, which is crucial for understanding banking system liquidity and the Federal Reserve's monetary policy tools.
Q: How is this data collected or calculated?
A: The data is collected and reported by the Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers and economists analyze this metric to assess the availability of loanable funds and the potential impact on interest rates and credit conditions.
Q: Are there update delays or limitations?
A: The data is published regularly by the Federal Reserve with minimal delays, providing timely information on this important banking system indicator.
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Citation
U.S. Federal Reserve, Reserve City Member Banks, Classification of Deposits: Time: Total (TITOTLRCM), retrieved from FRED.