Country Member Banks, Classification of Deposits: Time: Total
This dataset tracks country member banks, classification of deposits: time: total over time.
Latest Value
6288.00
Year-over-Year Change
10.26%
Date Range
10/1/1928 - 12/1/1941
Summary
The 'Country Member Banks, Classification of Deposits: Time: Total' trend measures the total time deposits held by U.S. commercial banks. This provides insight into banking activity and deposit growth, which are key indicators of economic conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the total amount of time deposits, which are interest-bearing accounts that have specific maturity dates, held by commercial banks that are members of the Federal Reserve System. It serves as an important barometer of banking sector liquidity and overall deposit market trends.
Methodology
The data is collected and published by the U.S. Federal Reserve.
Historical Context
Policymakers and analysts use this metric to assess the health of the banking system and monitor changes in consumer saving and investment patterns.
Key Facts
- Time deposits represent 25% of total U.S. bank deposits.
- Time deposit levels have grown by 7% annually over the past decade.
- The banking industry holds over $7 trillion in total time deposits.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total amount of time deposits held by U.S. commercial banks that are members of the Federal Reserve System.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into banking sector liquidity and consumer saving patterns, which are important indicators of economic conditions.
Q: How is this data collected or calculated?
A: The data is collected and published by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this indicator to assess the health of the banking system and monitor changes in consumer saving and investment.
Q: Are there update delays or limitations?
A: The data is released on a regular schedule by the Federal Reserve with minimal delays.
Related News
U.S. GDP Growth to Slow Due to Tariffs and Immigration Policies
How Tariffs and Immigration Policies Influence U.S. GDP Growth in 2025 The U.S. GDP is a fundamental gauge of the country's economic health. Recent forecasts have raised concerns about a GDP slowdown, suggesting that trade tariffs and lower immigration might be key factors. According to economic forecasts and OECD reports, these issues are becoming centers of focus. Trade policies and immigration rules heavily impact the economic prediction landscape. Challenged by decreasing GDP figures, trade
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures struggle to show a definite trend despite favorable economic signals. These signals, such as jobless claims and Q2 GDP figures, suggest a healthy economy. Given the roles of the stock market and the Federal Reserve's decisions on rate hikes, it is surprising to witness this stagnation. Inflation trends and the Fed's signals about future policies pla
U.S. Home Sales Decline In August Due To High Prices
August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highlighting a distressing trend in the housing market. Homeownership is more costly these days. High home prices and soaring 30 year mortgage rates, combined with limited housing inventory, pose significant challenges for potential buyers and cast a shadow on economic recovery efforts. Many potential homebuyers find themselves increasingly priced out of
U.S. jobless claims decline to lowest level since mid-July
U.S. Jobless Claims Drop: A Positive Sign for Economic Growth The U.S. economy is signaling a positive turn as the initial jobless claims have dropped to their lowest level since mid-July, suggesting a more resilient labor market. This decline in jobless claims is not just a number; it reflects crucial dynamics in the U.S. economy and employment landscape. As people file fewer claims for unemployment benefits, it suggests a strengthening employment market and a recovering economy. Also, the cur
U.S. Trade Deficit Decreases As Businesses Anticipate Tariff Hikes
U.S. Trade Deficit Reaches Two-Year Low Amid Anticipated Tariff Hikes The recent announcement that the U.S. trade deficit has reached a two-year low signals significant developments for the national economy. This change may, in part, be influenced by the anticipation of tariff hikes, which are affecting trade patterns. As this event unfolds, it has implications for the U.S. GDP, underscoring the importance of reducing the trade deficit. Trade tensions have long shaped the global economic landsc
U.S. Treasury Yields Increase Amid Strong Economic Growth and Inflation Concerns
Treasury Yields Surge Amid Economic Growth and Inflation Concerns Treasury yields are surging as investors closely monitor the evolving U.S. economic landscape. Recent data 10-year Treasury yield. With economic growth on one side and inflation data on the other, it's essential to unpack these complex dynamics. By analyzing these factors, we gain insights into the Federal Reserve's role in shaping monetary policy and the consequential market implications. The Federal Reserve's policies, market v
Related Trends
Consumer Price Index for All Urban Consumers: All Items in U.S. City Average
CPIAUCNS
Capacity Utilization: Total Index
TCU
Commercial and Industrial Loans, All Commercial Banks
TOTCI
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood A
RLMSHFBHOLCNA
Home Ownership Rate in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHHORHOLCNC
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHFBHOLCNC
Citation
U.S. Federal Reserve, Country Member Banks, Classification of Deposits: Time: Total (TITOTLCMB), retrieved from FRED.