Reserve City Member Banks, Classification of Deposits: Time: States and Political Subdivisions
TISPSRCM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
243.00
Year-over-Year Change
4.29%
Date Range
10/1/1928 - 12/1/1941
Summary
This economic trend measures the value of time deposits held by reserve city member banks, specifically from states and political subdivisions. It provides insight into the banking system's funding sources and liquidity levels.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Reserve City Member Banks, Classification of Deposits: Time: States and Political Subdivisions series tracks the total value of time deposits held by reserve city member banks from state and local government entities. This data offers a view into the banking sector's funding composition and the liquidity available to support lending and other activities.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its regular surveys of member banks.
Historical Context
Economists and policymakers use this trend to assess the funding and liquidity conditions within the U.S. banking system.
Key Facts
- Time deposits from states and political subdivisions comprise a significant portion of reserve city member bank funding.
- This trend has shown gradual declines over the past decade as banks seek alternative funding sources.
- Policymakers monitor this data to gauge banking system liquidity and the impact of regulatory changes.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of time deposits held by reserve city member banks that originate from state and local government entities.
Q: Why is this trend relevant for users or analysts?
A: This data provides insight into the funding composition and liquidity levels within the U.S. banking system, which is important for economists and policymakers to assess financial stability and the impact of regulatory changes.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its regular surveys of member banks.
Q: How is this trend used in economic policy?
A: Economists and policymakers use this trend to monitor the funding and liquidity conditions in the banking sector, which can inform decisions around monetary policy, financial regulation, and economic stabilization measures.
Q: Are there update delays or limitations?
A: The data is reported by the Federal Reserve on a regular basis, but there may be publication delays of several weeks or months.
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Citation
U.S. Federal Reserve, Reserve City Member Banks, Classification of Deposits: Time: States and Political Subdivisions (TISPSRCM), retrieved from FRED.