Monthly
This dataset tracks monthly over time.
Latest Value
3.91
Year-over-Year Change
-16.45%
Date Range
7/1/1959 - 7/1/2025
Summary
The TB1YR represents the 1-Year Treasury Bill rate, a key benchmark for short-term borrowing costs in the United States. This metric is crucial for understanding current monetary policy, investment strategies, and overall economic conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 1-Year Treasury Bill rate reflects the yield investors receive for lending money to the U.S. government for a one-year period. Economists and financial analysts closely monitor this rate as an indicator of market expectations for short-term interest rates and economic stability.
Methodology
The rate is calculated through competitive auctions of Treasury securities, with yields determined by market demand and Federal Reserve monetary policy.
Historical Context
This rate is used by policymakers, investors, and financial institutions to make critical decisions about lending, borrowing, and investment strategies.
Key Facts
- Represents the yield on 1-year U.S. Treasury Bills
- Updated regularly through competitive market auctions
- Serves as a benchmark for short-term borrowing costs
FAQs
Q: What does the TB1YR rate indicate?
A: The TB1YR rate shows the yield investors receive for lending to the U.S. government for one year. It reflects current market conditions and monetary policy expectations.
Q: How often is the TB1YR rate updated?
A: The rate is typically updated weekly through Treasury auctions, with market participants closely monitoring these changes for investment and economic insights.
Q: How do changes in the TB1YR rate impact consumers?
A: Fluctuations in the rate can affect borrowing costs for short-term loans, credit card rates, and savings account yields for individual consumers.
Q: Why do investors care about the TB1YR rate?
A: Investors use this rate to assess potential returns, compare investment opportunities, and gauge overall economic conditions and monetary policy trends.
Q: What are the limitations of the TB1YR rate?
A: While important, the rate is just one indicator and should be considered alongside other economic metrics for a comprehensive financial analysis.
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Citation
U.S. Federal Reserve, Monthly [TB1YR], retrieved from FRED.
Last Checked: 8/1/2025