Domestic Finance Companies, Reserves for Unearned Income

This dataset tracks domestic finance companies, reserves for unearned income over time.

Latest Value

29876.12

Year-over-Year Change

59.10%

Date Range

1/1/1984 - 1/1/2025

Summary

This economic indicator tracks the reserves set aside by domestic finance companies to account for unearned income. It provides insight into the financial health and operations of an important segment of the U.S. economy.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Domestic Finance Companies, Reserves for Unearned Income metric represents the amount of money that finance companies have allocated to cover income that has been billed but not yet earned. This data point offers economists and policymakers visibility into the financial practices and liquidity of this critical industry.

Methodology

The data is collected and reported by the U.S. Federal Reserve.

Historical Context

This metric is used to monitor trends in the finance sector and can inform economic and regulatory decision-making.

Key Facts

  • Unearned income refers to payment received for services not yet rendered.
  • Reserves for unearned income are a liability on finance companies' balance sheets.
  • Tracking this metric provides insight into the liquidity and risk exposure of the finance sector.

FAQs

Q: What does this economic trend measure?

A: This indicator tracks the reserves set aside by domestic finance companies to account for unearned income, which represents revenue that has been billed but not yet earned.

Q: Why is this trend relevant for users or analysts?

A: This metric offers visibility into the financial health and operational practices of an important segment of the U.S. economy, which can inform economic analysis and policy decisions.

Q: How is this data collected or calculated?

A: The data is collected and reported by the U.S. Federal Reserve.

Q: How is this trend used in economic policy?

A: This indicator is used to monitor trends in the finance sector, which can inform regulatory and economic decision-making.

Q: Are there update delays or limitations?

A: There may be delays in the reporting of this data, and the metric may not capture all aspects of finance companies' unearned income reserves.

Related News

US mortgage rates unlikely to drop despite Fed rate cuts

US mortgage rates unlikely to drop despite Fed rate cuts

Navigating Mortgage Rates in the Era of Fed Rate Cuts Mortgage rates today are a central concern for those hunting for home loans or tinkering with refinance options. Interestingly, despite recent Federal Reserve interest rate cuts, mortgage rates aren't budging much. This outcome puzzles many, considering the expected ripple effect these cuts tend to have on borrowing costs. The staunch resistance of mortgage rates to these cuts underscores an evolving challenge for financial planning among US

September 13, 20253 min read
US homeowners refinance as mortgage rates fall

US homeowners refinance as mortgage rates fall

How Lower Mortgage Rates Are Encouraging Mortgage Refinancing With mortgage refinancing becoming increasingly attractive, US homeowners are seizing the opportunity to lower their interest rates and save money. Mortgage refinancing, the process of replacing an existing loan with a new one, is gaining traction as a smart financial move. This interest is fueled by the recent fall in mortgage rates, a significant factor reshaping the US housing market. Lower mortgage rates, alongside other economic

September 11, 20253 min read
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP

U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP

Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures struggle to show a definite trend despite favorable economic signals. These signals, such as jobless claims and Q2 GDP figures, suggest a healthy economy. Given the roles of the stock market and the Federal Reserve's decisions on rate hikes, it is surprising to witness this stagnation. Inflation trends and the Fed's signals about future policies pla

September 26, 20253 min read
U.S. Home Sales Decline In August Due To High Prices

U.S. Home Sales Decline In August Due To High Prices

August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highlighting a distressing trend in the housing market. Homeownership is more costly these days. High home prices and soaring 30 year mortgage rates, combined with limited housing inventory, pose significant challenges for potential buyers and cast a shadow on economic recovery efforts. Many potential homebuyers find themselves increasingly priced out of

September 26, 20253 min read
U.S. jobless claims decline to lowest level since mid-July

U.S. jobless claims decline to lowest level since mid-July

U.S. Jobless Claims Drop: A Positive Sign for Economic Growth The U.S. economy is signaling a positive turn as the initial jobless claims have dropped to their lowest level since mid-July, suggesting a more resilient labor market. This decline in jobless claims is not just a number; it reflects crucial dynamics in the U.S. economy and employment landscape. As people file fewer claims for unemployment benefits, it suggests a strengthening employment market and a recovering economy. Also, the cur

September 26, 20253 min read
U.S. Trade Deficit Decreases As Businesses Anticipate Tariff Hikes

U.S. Trade Deficit Decreases As Businesses Anticipate Tariff Hikes

U.S. Trade Deficit Reaches Two-Year Low Amid Anticipated Tariff Hikes The recent announcement that the U.S. trade deficit has reached a two-year low signals significant developments for the national economy. This change may, in part, be influenced by the anticipation of tariff hikes, which are affecting trade patterns. As this event unfolds, it has implications for the U.S. GDP, underscoring the importance of reducing the trade deficit. Trade tensions have long shaped the global economic landsc

September 26, 20252 min read

Related Trends

Citation

U.S. Federal Reserve, Domestic Finance Companies, Reserves for Unearned Income (STFAFUNQ), retrieved from FRED.
Economic Data: Domestic Finance Companies, Reserves for U...