Domestic Finance Companies, Gross Consumer Accounts Receivable Excluding Pools of Securitized Consumer Assets, Flow
This dataset tracks domestic finance companies, gross consumer accounts receivable excluding pools of securitized consumer assets, flow over time.
Latest Value
-11105.52
Year-over-Year Change
-82.95%
Date Range
4/1/1943 - 1/1/2025
Summary
This economic trend measures the flow of gross consumer accounts receivable, excluding pools of securitized consumer assets, held by domestic finance companies. It provides insight into consumer credit conditions and lending activity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Domestic Finance Companies, Gross Consumer Accounts Receivable Excluding Pools of Securitized Consumer Assets, Flow trend represents the net change in the total amount of consumer credit held by finance companies, excluding securitized assets. It is a key indicator of consumer credit market dynamics and can signal shifts in lending behavior and consumer demand.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
This trend is used by economists, policymakers, and market analysts to assess consumer credit conditions and the broader state of consumer finance.
Key Facts
- The data is reported on a monthly basis.
- It excludes credit extended through securitized consumer loan pools.
- Positive values indicate an expansion of consumer credit.
FAQs
Q: What does this economic trend measure?
A: This trend measures the net change in the total amount of consumer credit held by domestic finance companies, excluding securitized assets.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insight into consumer credit conditions and lending activity, which is an important indicator of consumer demand and the broader state of the economy.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Economists, policymakers, and market analysts use this trend to assess consumer credit conditions and inform decisions related to monetary policy, consumer finance regulations, and market forecasting.
Q: Are there update delays or limitations?
A: The data is reported on a monthly basis, with a typical release lag of 1-2 months.
Related News

US economic growth slows amid rising inflation concerns
US Economic Growth Slows Amid Inflation and Rising Interest Rates The US economy, a crucial indicator of its global standing, is facing a slow growth trajectory. Recent data suggest that inflationary pressures and rising interest rates are the chief culprits in this deceleration. With the Consumer Price Index reflecting heightened inflation and the Federal Reserve adjusting interest rates, the interplay of these factors raises significant concerns for economic stability. These developments furt

U.S. Economy Weak in August, Retail Sales Show Potential Resilience
Resilient Retail: Analyzing August’s Economic Trends in U.S. Retail Sales Recent trends in U.S. retail sales offer an intriguing glimpse into economic resilience amidst the challenges of August. The retail sector demonstrated its strength, even as broader economic indicators painted a less optimistic picture. In August, consumer spending and the retail sector were noteworthy, providing insights into economic resilience and offering a beacon of optimism. This anomaly invites a closer look into c

US mortgage rates unlikely to drop despite Fed rate cuts
Navigating Mortgage Rates in the Era of Fed Rate Cuts Mortgage rates today are a central concern for those hunting for home loans or tinkering with refinance options. Interestingly, despite recent Federal Reserve interest rate cuts, mortgage rates aren't budging much. This outcome puzzles many, considering the expected ripple effect these cuts tend to have on borrowing costs. The staunch resistance of mortgage rates to these cuts underscores an evolving challenge for financial planning among US

US homeowners refinance as mortgage rates fall
How Lower Mortgage Rates Are Encouraging Mortgage Refinancing With mortgage refinancing becoming increasingly attractive, US homeowners are seizing the opportunity to lower their interest rates and save money. Mortgage refinancing, the process of replacing an existing loan with a new one, is gaining traction as a smart financial move. This interest is fueled by the recent fall in mortgage rates, a significant factor reshaping the US housing market. Lower mortgage rates, alongside other economic

US Fed rate cut depends on upcoming CPI inflation report
How the CPI Inflation Report Could Shape the Next Fed Rate Cut Decision The Consumer Price Index (CPI) inflation report plays a vital role in shaping U.S. economic policy, particularly concerning the Federal Reserve's decisions. As the primary measure of inflation for urban consumers, understanding CPI figures can steer expectations about potential rate cuts. This report influences a host of financial metrics including interest rates, US inflation, and the overall health of financial markets. A

U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures struggle to show a definite trend despite favorable economic signals. These signals, such as jobless claims and Q2 GDP figures, suggest a healthy economy. Given the roles of the stock market and the Federal Reserve's decisions on rate hikes, it is surprising to witness this stagnation. Inflation trends and the Fed's signals about future policies pla
Related Trends
Consumer Price Index for All Urban Consumers: All Items in U.S. City Average
CPIAUCNS
Capacity Utilization: Total Index
TCU
Commercial and Industrial Loans, All Commercial Banks
TOTCI
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood A
RLMSHFBHOLCNA
Home Ownership Rate in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHHORHOLCNC
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHFBHOLCNC
Citation
U.S. Federal Reserve, Domestic Finance Companies, Gross Consumer Accounts Receivable Excluding Pools of Securitized Consumer Assets, Flow (STFAFGCXDFBANA), retrieved from FRED.