Domestic Finance Companies, Gross Consumer Accounts Receivable Excluding Pools of Securitized Consumer Assets
This dataset tracks domestic finance companies, gross consumer accounts receivable excluding pools of securitized consumer assets over time.
Latest Value
940708.38
Year-over-Year Change
2.45%
Date Range
1/1/1943 - 1/1/2025
Summary
This economic trend measures the total value of gross consumer accounts receivable held by domestic finance companies, excluding securitized assets. It provides insight into consumer credit markets and household financial health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Domestic Finance Companies, Gross Consumer Accounts Receivable Excluding Pools of Securitized Consumer Assets indicator tracks the volume of outstanding consumer credit extended by finance companies in the United States. It excludes receivables that have been packaged into securitized asset pools, offering a view of direct consumer lending activity.
Methodology
The data is collected and reported by the U.S. Federal Reserve as part of its periodic Finance Companies survey.
Historical Context
This metric is closely watched by economists and policymakers to assess consumer credit conditions and household financial vulnerability.
Key Facts
- Finance companies hold over $700 billion in consumer accounts receivable.
- This metric excludes securitized consumer debt, providing a direct view of lending activity.
- Consumer credit growth is a key indicator of household financial health and spending power.
FAQs
Q: What does this economic trend measure?
A: This metric tracks the total value of consumer accounts receivable held directly by U.S. finance companies, excluding securitized consumer debt.
Q: Why is this trend relevant for users or analysts?
A: This indicator provides insight into consumer credit conditions and household financial health, which are important factors for economists, policymakers, and market analysts.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its periodic Finance Companies survey.
Q: How is this trend used in economic policy?
A: Policymakers and central banks monitor this metric to assess consumer credit conditions and household financial vulnerability, which informs decisions on monetary policy and financial regulation.
Q: Are there update delays or limitations?
A: The data is reported quarterly with a lag of several months, so it may not reflect the most recent changes in consumer credit markets.
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Citation
U.S. Federal Reserve, Domestic Finance Companies, Gross Consumer Accounts Receivable Excluding Pools of Securitized Consumer Assets (STFAFGCNQ), retrieved from FRED.