Revolving Consumer Credit Owned and Securitized by Finance Companies, Level
DTCTLRHFNM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
17,022.89
Year-over-Year Change
-10.87%
Date Range
12/1/1984 - 5/1/2025
Summary
The Revolving Consumer Credit Owned and Securitized by Finance Companies, Level measures the total outstanding revolving consumer credit held by finance companies. This metric provides insight into consumer credit market activity and household borrowing trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the total value of revolving consumer credit, such as credit card balances, that is owned and securitized by finance companies. It offers a perspective on the consumer credit landscape and access to financing for households.
Methodology
The data is collected and calculated by the U.S. Federal Reserve based on reports from finance companies.
Historical Context
Policymakers and analysts use this metric to assess consumer credit conditions and the role of finance companies in household borrowing.
Key Facts
- Finance companies hold a significant portion of total revolving consumer credit.
- Trends in this metric can signal changes in consumer spending and access to credit.
- The data is released monthly by the Federal Reserve.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the total outstanding revolving consumer credit, such as credit card balances, that is owned and securitized by finance companies.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into consumer credit market activity and household borrowing trends, which is crucial for understanding the broader economy.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the U.S. Federal Reserve based on reports from finance companies.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this metric to assess consumer credit conditions and the role of finance companies in household borrowing, which informs economic policy decisions.
Q: Are there update delays or limitations?
A: The data is released monthly by the Federal Reserve with minimal delays.
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Citation
U.S. Federal Reserve, Revolving Consumer Credit Owned and Securitized by Finance Companies, Level (DTCTLRHFNM), retrieved from FRED.