Domestic Finance Companies, Bank Loans, Flow

STFLFLXDFBANQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

327.54

Year-over-Year Change

-100.80%

Date Range

4/1/1984 - 1/1/2025

Summary

The 'Domestic Finance Companies, Bank Loans, Flow' trend measures the net change in bank loans to domestic finance companies. This statistic is a key indicator of credit conditions and business investment activity.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This Federal Reserve data series tracks the monthly change in outstanding loans from banks to domestic finance companies, including lending for commercial and industrial purposes. It provides insight into the availability of business credit and the overall health of the financial sector.

Methodology

The data is collected directly from U.S. banks and financial institutions as part of the Federal Reserve's Flow of Funds accounts.

Historical Context

Economists and policymakers monitor this metric to assess the flow of credit through the economy and gauge business borrowing trends.

Key Facts

  • Bank loans to finance companies total over $1 trillion annually.
  • The data series began in 1952 and is updated monthly.
  • Loan flows can signal shifts in economic growth or lending standards.

FAQs

Q: What does this economic trend measure?

A: This data series tracks the net change in outstanding bank loans to domestic finance companies, providing insight into business credit conditions.

Q: Why is this trend relevant for users or analysts?

A: The flow of bank loans to finance companies is a key indicator of credit availability and business investment activity, making it important for economic analysis and policymaking.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data directly from U.S. banks and financial institutions as part of its Flow of Funds accounts.

Q: How is this trend used in economic policy?

A: Economists and policymakers monitor this metric to assess credit conditions and gauge the overall health of the financial sector, which informs decisions on monetary policy and financial regulations.

Q: Are there update delays or limitations?

A: The data is updated monthly by the Federal Reserve with a typical lag of 1-2 months. The series has been tracked since 1952, providing a long historical record.

Related Trends

Citation

U.S. Federal Reserve, Domestic Finance Companies, Bank Loans, Flow (STFLFLXDFBANQ), retrieved from FRED.