62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Considerably

SFQ62A4ECNR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

10/1/2011 - 4/1/2025

Summary

Tracks changes in Agency RMBS funding terms, specifically focusing on collateral spreads over benchmark rates. Provides insight into mortgage-backed securities market conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Measures the effective financing rates and spread dynamics for residential mortgage-backed securities. Indicates funding environment for mortgage markets.

Methodology

Collected through survey of financial institutions tracking agency RMBS funding terms.

Historical Context

Used by investors and policymakers to assess mortgage market liquidity and funding conditions.

Key Facts

  • Reflects changes in mortgage-backed securities funding
  • Indicates market liquidity conditions
  • Important for mortgage market analysis

FAQs

Q: What do collateral spreads indicate in RMBS markets?

A: Collateral spreads show the cost of financing relative to benchmark rates. Lower spreads suggest easier funding conditions.

Q: Why are Agency RMBS funding terms important?

A: They provide insights into mortgage market health and potential lending conditions for real estate.

Q: How often are these terms updated?

A: Typically surveyed quarterly to track evolving market conditions.

Q: What impacts RMBS funding terms?

A: Interest rates, market liquidity, and overall economic conditions influence these terms.

Q: Can these terms predict market trends?

A: They can provide early signals of potential changes in mortgage market financing.

Related Trends

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37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: First In Importance

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53) Over the Past Three Months, How Has Demand for Funding of High-Grade Corporate Bonds by Your Institution's Clients Changed?| Answer Type: Increased Considerably

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51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| E. Credit Referencing Securitized Products Including Mbs and Abs. | Answer Type: Decreased Considerably

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61) Over the Past Three Months, How Has Demand for Funding of Equities (Including Through Stock Loan) by Your Institution's Clients Changed?| Answer Type: Increased Considerably

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37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: 3rd Most Important

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Citation

U.S. Federal Reserve, Agency RMBS Funding Terms (SFQ62A4ECNR), retrieved from FRED.