37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: First In Importance
CTQ37B7MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Tracks primary reasons for easing credit terms for nonfinancial corporations. Provides insights into competitive lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures institutional motivations behind credit term adjustments. Reflects competitive pressures in corporate lending markets.
Methodology
Survey-based data collection from financial institutions about lending practices.
Historical Context
Used to understand corporate credit market competitive landscape.
Key Facts
- Indicates competitive lending environment
- Reflects institutional credit strategies
- Measures inter-bank competition
FAQs
Q: What drives lending term changes?
A: Competitive pressures and institutional strategies influence lending term adjustments.
Q: How do aggressive competitions affect lending?
A: Increased competition can lead to more favorable terms for borrowers.
Q: Who benefits from these trends?
A: Nonfinancial corporations can access more flexible credit terms during competitive periods.
Q: How frequently are these trends measured?
A: Typically tracked quarterly to capture evolving market dynamics.
Q: What limitations exist in this data?
A: Survey-based data may have reporting biases and represent limited institutional perspectives.
Related Trends
65) Over the Past Three Months, How Have Liquidity and Functioning in the Agency RMBS Market Changed?| Answer Type: Remained Basically Unchanged
SFQ65RBUNR
13) To the Extent That the Price or Nonprice Terms Applied to Trading REITs Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 11 and 12), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 2nd Most Important
CTQ13B52MINR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably
SFQ66B1TCNR
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Somewhat
ALLQ70A2TSNR
60) Over the Past Three Months, How Have the Terms Under Which Equities Are Funded (Including Through Stock Loan) Changed?| A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged
SFQ60A4RBUNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Considerably
ALLQ66A2TCNR
Citation
U.S. Federal Reserve, Nonfinancial Corporate Lending Terms (CTQ37B7MINR), retrieved from FRED.