25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important
ALLQ25B73MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks competitive dynamics in insurance company lending markets. Measures institutional responses to market competition and strategic positioning.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Evaluates how aggressive competition influences lending terms and institutional strategies. Reflects market adaptation mechanisms.
Methodology
Surveyed responses from financial institutions about competitive lending pressures.
Historical Context
Used by analysts to understand market competitive landscapes.
Key Facts
- Indicates inter-institutional competitive pressures
- Reflects lending market adaptability
- Tracks strategic market responses
FAQs
Q: How does competition affect lending terms?
A: Increased competition typically leads to more favorable terms for borrowers. Drives institutional innovation.
Q: What drives lending competition?
A: Market liquidity, regulatory environment, and institutional risk appetites influence competitive dynamics.
Q: Can competition impact financial stability?
A: Yes, excessive competition can lead to relaxed lending standards. Requires careful market monitoring.
Q: How quickly do institutions respond to competition?
A: Market responses can be relatively rapid, often within quarterly reporting cycles.
Q: Are these competitive pressures consistent across markets?
A: Vary by region and specific financial sector segments. Not uniformly distributed.
Related Trends
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged
ALLQ66A4RBUNR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| D. Credit Referencing Corporates. | Answer Type: Decreased Considerably
OTCDQ51DDCNR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| A. Fx. | Answer Type: Remained Basically Unchanged
ALLQ51ARBUNR
25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 4. Higher Internal Treasury Charges for Funding. | Answer Type: 2nd Most Important
CTQ25A42MINR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| B. Hedge Funds. | Answer Type: Increased Somewhat
CTQ39BISNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 7. Less-Aggressive Competition from Other Institutions. | Answer Type: First In Importance
CTQ37A7MINR
Citation
U.S. Federal Reserve, Insurance Lending Competition (ALLQ25B73MINR), retrieved from FRED.