37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 7. Less-Aggressive Competition from Other Institutions. | Answer Type: First In Importance
CTQ37A7MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Captures primary reasons for tightening lending terms in nonfinancial corporate credit markets. Provides critical insights into institutional lending strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric represents the most important factors driving changes in corporate lending conditions. It reflects banking sector perspectives.
Methodology
Collected through senior loan officer opinion survey primary responses.
Historical Context
Used by Federal Reserve to assess primary credit market sentiment shifts.
Key Facts
- Represents primary lending market factors
- Part of Federal Reserve quarterly assessment
- Indicates key institutional lending perspectives
FAQs
Q: What makes this indicator unique?
A: It captures the most important reasons for changes in corporate lending terms. Provides primary insights into banking decisions.
Q: How frequently is this data collected?
A: Updated quarterly through the Senior Loan Officer Opinion Survey.
Q: Why track lending term changes?
A: Helps predict potential economic shifts and understand banking sector risk assessments.
Q: What impacts lending terms?
A: Factors include economic conditions, institutional risk perception, and market competition.
Q: Who benefits from this data?
A: Investors, policymakers, and economic researchers use it to understand credit market dynamics.
Related Trends
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ74B4ESNR
8) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Hedge Funds Changed over the Past Three Months?| Answer Type: Decreased Somewhat
ALLQ08DSNR
5) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions, or Other Documentation Features) with Respect to Hedge Funds Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Tightened Somewhat
CTQ05TSNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 2nd Most Important
CTQ31B72MINR
55) Over the Past Three Months, How Have Liquidity and Functioning in the High-Grade Corporate Bond Market Changed?| Answer Type: Remained Basically Unchanged
ALLQ55RBUNR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Eased Considerably
ALLQ62B2ECNR
Citation
U.S. Federal Reserve, Senior Loan Officer Survey (CTQ37A7MINR), retrieved from FRED.