74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ74B4ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.00
Year-over-Year Change
200.00%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities for most favored clients. Provides critical insights into lending market conditions and financing rates.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in collateral spreads and effective financing rates for top-tier clients. Indicates lending market flexibility.
Methodology
Surveyed through quarterly financial institution reporting mechanisms.
Historical Context
Used by policymakers to assess consumer lending market health.
Key Facts
- Reflects consumer asset-backed securities market conditions
- Indicates changes in lending terms for top clients
- Provides insight into financial market flexibility
FAQs
Q: What does 'eased somewhat' indicate?
A: Suggests a moderate relaxation of lending terms for preferred financial clients.
Q: Why are collateral spreads important?
A: They reflect risk perception and financing costs in asset-backed securities markets.
Q: How frequently are these terms updated?
A: Typically reviewed and updated on a quarterly basis.
Q: Who monitors these funding terms?
A: Investors, financial analysts, and regulatory bodies track these market indicators.
Q: What types of assets are typically involved?
A: Credit card receivables, auto loans, and other consumer credit instruments.
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Related Trends
46) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Credit Derivatives Referencing Securitized Products (Such as Specific ABS or MBS Tranches and Associated Indexes) Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Decreased Somewhat
OTCDQ46BDSNR
25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: First in Importance
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50) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| C. Equity. | Answer Type: Increased Considerably
ALLQ50CICNR
45) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Credit Derivatives Referencing Corporates (Single-Name Corporates or Corporate Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Increased Somewhat
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43) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Interest Rate Derivatives Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Remained Basically Unchanged
OTCDQ43BRBUNR
35) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Nonfinancial Corporations as Reflected Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Tightened Somewhat
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74B4ESNR), retrieved from FRED.