Securities in Bank Credit, All Commercial Banks

Percent Change at Annual Rate, Quarterly, Seasonally Adjusted

SBCACBQ158SBOG • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

10.60

Year-over-Year Change

-2750.00%

Date Range

4/1/1947 - 4/1/2025

Summary

This economic indicator tracks quarterly percentage changes in economic activity at an annualized rate, providing a standardized view of economic growth or contraction. The metric allows policymakers and analysts to compare economic performance across different time periods with a consistent, normalized measurement.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend represents a critical macroeconomic metric that converts quarterly economic changes into an annual equivalent for easier interpretation and comparison. Economists use this annualized rate to understand short-term economic dynamics and potential long-term trajectories.

Methodology

Data is collected through comprehensive economic surveys and statistical modeling, then adjusted to remove seasonal variations and projected to an annual rate for comparative analysis.

Historical Context

This indicator is crucial for Federal Reserve monetary policy decisions, investment strategies, and broader economic forecasting.

Key Facts

  • Provides standardized view of economic performance
  • Allows comparison across different time periods
  • Removes seasonal fluctuations for accurate analysis

FAQs

Q: What does an annualized rate mean?

A: An annualized rate extrapolates short-term data to represent a full year's potential performance. It helps compare economic changes across different time frames.

Q: Why is seasonal adjustment important?

A: Seasonal adjustment removes predictable seasonal variations, revealing underlying economic trends more accurately. This helps prevent misinterpreting cyclical changes as significant economic shifts.

Q: How frequently is this data updated?

A: Typically, this economic indicator is updated quarterly, providing a current snapshot of economic performance. The data is usually released with a slight lag to ensure comprehensive data collection.

Q: Who uses this economic trend?

A: Policymakers, economists, investors, and financial analysts use this trend to understand economic health, make policy decisions, and develop strategic economic forecasts.

Q: What are the limitations of this indicator?

A: While valuable, this trend is a snapshot and doesn't predict future performance with absolute certainty. It should be used in conjunction with other economic indicators for comprehensive analysis.

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Citation

U.S. Federal Reserve, Percent Change at Annual Rate, Quarterly, Seasonally Adjusted [SBCACBQ158SBOG], retrieved from FRED.

Last Checked: 8/1/2025

Securities in Bank Credit, All Commercial Banks | US Economic Trends