Treasury and Agency Securities: Mortgage-Backed Securities (MBS), All Commercial Banks
TMBACBW027SBOG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2,683.27
Year-over-Year Change
0.50%
Date Range
7/1/2009 - 7/23/2025
Summary
This economic indicator tracks the total value of mortgage-backed securities (MBS) held by all commercial banks in the United States. It provides critical insight into banking sector investment strategies and the broader mortgage market's health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the aggregate holdings of mortgage-backed securities across commercial banking institutions, reflecting their investment in real estate-related financial instruments. Economists use this metric to assess bank liquidity, risk appetite, and potential market shifts in housing finance.
Methodology
Data is collected through regulatory reporting requirements where commercial banks disclose their securities holdings to federal financial oversight agencies.
Historical Context
This indicator is used by policymakers, financial regulators, and market analysts to understand banking sector trends, monetary policy effectiveness, and potential systemic risks.
Key Facts
- Represents total MBS holdings across all U.S. commercial banks
- Indicates banking sector investment in mortgage-related securities
- Fluctuates with market conditions and monetary policy changes
FAQs
Q: What are mortgage-backed securities?
A: Mortgage-backed securities are financial instruments created by pooling mortgage loans and selling them as investable assets to investors and financial institutions.
Q: Why do banks invest in MBS?
A: Banks invest in MBS to generate income, diversify their investment portfolio, and manage their balance sheet risk and liquidity.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data series weekly or monthly, providing near real-time insights into banking sector MBS holdings.
Q: How do MBS holdings impact economic policy?
A: MBS holdings can influence monetary policy decisions, particularly regarding interest rates and financial sector stability.
Q: What are the limitations of this data?
A: The data represents aggregate holdings and may not capture individual bank-specific nuances or immediate market changes.
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Citation
U.S. Federal Reserve, Treasury and Agency Securities: Mortgage-Backed Securities (MBS), All Commercial Banks [TMBACBW027SBOG], retrieved from FRED.
Last Checked: 8/1/2025