Other Securities: Mortgage-Backed Securities, All Commercial Banks
OMBACBW027SBOG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
90.70
Year-over-Year Change
0.85%
Date Range
7/1/2009 - 8/20/2025
Summary
This economic indicator tracks the total value of mortgage-backed securities held by commercial banks in the United States. It provides critical insight into bank investment strategies and the health of the mortgage and securities markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Mortgage-backed securities represent pools of home loans that have been packaged and sold as investment instruments by financial institutions. Economists use this metric to understand bank asset composition, lending trends, and potential systemic financial risks.
Methodology
Data is collected through regulatory reporting requirements from commercial banks to the Federal Reserve, tracking the aggregate value of mortgage-backed securities on bank balance sheets.
Historical Context
This trend is used by policymakers, central bankers, and financial analysts to assess banking sector stability and mortgage market dynamics.
Key Facts
- Represents total mortgage-backed securities held by U.S. commercial banks
- Reflects bank investment strategies and mortgage market conditions
- Provides insight into financial sector asset allocation
FAQs
Q: What are mortgage-backed securities?
A: Mortgage-backed securities are investment instruments created by pooling multiple home loans and selling them to investors. They allow banks to transfer mortgage risk and generate additional capital.
Q: Why do banks invest in mortgage-backed securities?
A: Banks invest in these securities to diversify their asset portfolio, generate steady income, and manage lending risk by selling mortgages to secondary markets.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data weekly or monthly, providing near-real-time insights into commercial bank securities holdings.
Q: What economic signals can this trend indicate?
A: Changes in mortgage-backed securities can signal shifts in bank lending strategies, housing market health, and broader economic conditions.
Q: Are there limitations to this data?
A: The data represents aggregate values and may not capture individual bank variations or provide granular details about specific mortgage pools.
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Citation
U.S. Federal Reserve, Other Securities: Mortgage-Backed Securities, All Commercial Banks [OMBACBW027SBOG], retrieved from FRED.
Last Checked: 8/1/2025