Securities in Bank Credit, Domestically Chartered Commercial Banks

SBCDCBW027SBOG • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

5,340.22

Year-over-Year Change

1.25%

Date Range

6/7/2006 - 7/30/2025

Summary

This economic indicator tracks the total value of securities held by domestically chartered commercial banks in the United States. It provides critical insight into bank asset composition and financial sector investment strategies.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The series represents the aggregate securities portfolio of commercial banks, reflecting their investment decisions and balance sheet management. Economists use this metric to understand bank liquidity, risk appetite, and potential economic shifts.

Methodology

Data is collected through regulatory reporting requirements from commercial banks to the Federal Reserve.

Historical Context

This trend is used in macroeconomic analysis to assess banking sector health, monetary policy transmission, and potential credit market dynamics.

Key Facts

  • Represents total securities held by domestically chartered commercial banks
  • Indicates banks' investment strategies and risk management
  • Fluctuates with economic conditions and monetary policy changes

FAQs

Q: What types of securities are included in this metric?

A: The series includes U.S. Treasury securities, municipal securities, mortgage-backed securities, and other investment-grade financial instruments.

Q: How does this trend relate to economic health?

A: Changes in bank securities holdings can signal shifts in economic expectations, risk perception, and potential credit market conditions.

Q: How frequently is this data updated?

A: The Federal Reserve typically updates this data weekly, providing near-real-time insights into bank investment patterns.

Q: Why do banks hold securities?

A: Banks hold securities to manage liquidity, generate interest income, meet regulatory requirements, and balance their overall investment portfolio.

Q: What are the limitations of this data?

A: The metric only covers domestically chartered commercial banks and may not fully represent the entire financial sector's investment landscape.

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Citation

U.S. Federal Reserve, Securities in Bank Credit, Domestically Chartered Commercial Banks [SBCDCBW027SBOG], retrieved from FRED.

Last Checked: 8/1/2025