Other Securities: Mortgage-Backed Securities, Small Domestically Chartered Commercial Banks
OMBSCBW027SBOG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
33.38
Year-over-Year Change
0.73%
Date Range
7/1/2009 - 8/20/2025
Summary
This economic indicator tracks mortgage-backed securities held by small domestically chartered commercial banks, providing insight into banking sector asset composition. It reflects the role of mortgage securities in smaller banks' investment strategies and balance sheet management.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents the total value of mortgage-backed securities owned by small domestic commercial banks, which is a key metric for understanding banking sector risk and investment patterns. Economists use this data to assess financial institution liquidity, risk exposure, and potential market dynamics.
Methodology
Data is collected through regulatory reporting requirements and compiled by the Federal Reserve from bank financial statements and balance sheet disclosures.
Historical Context
This trend is used in macroeconomic analysis to evaluate banking sector health, monetary policy transmission, and potential systemic financial risks.
Key Facts
- Represents mortgage-backed securities holdings for small domestic commercial banks
- Provides insight into banking sector asset allocation strategies
- Reflects potential risk and investment trends in smaller financial institutions
FAQs
Q: What are mortgage-backed securities?
A: Mortgage-backed securities are financial instruments created by pooling mortgage loans and selling them as investable assets to investors and financial institutions.
Q: Why do small banks invest in mortgage-backed securities?
A: These securities offer potential income, diversification, and can be more liquid than direct mortgage loans, helping banks manage their asset portfolios.
Q: How often is this data updated?
A: The Federal Reserve typically updates this series on a weekly or monthly basis, providing current insights into banking sector investments.
Q: What does this trend indicate about banking sector health?
A: Changes in mortgage-backed securities holdings can signal shifts in bank risk appetite, investment strategies, and overall financial market conditions.
Q: Are there limitations to this data?
A: The series only covers small domestically chartered commercial banks, so it may not fully represent the entire banking sector's investment landscape.
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Citation
U.S. Federal Reserve, Other Securities: Mortgage-Backed Securities, Small Domestically Chartered Commercial Banks [OMBSCBW027SBOG], retrieved from FRED.
Last Checked: 8/1/2025