Home Ownership Rate in Home Owners Loan Corporation (HOLC) Neighborhood D
This dataset tracks home ownership rate in home owners loan corporation (holc) neighborhood d over time.
Latest Value
34.00
Year-over-Year Change
17.65%
Date Range
1/1/1910 - 1/1/2010
Summary
The Home Ownership Rate in Home Owners Loan Corporation (HOLC) Neighborhood D measures the percentage of owner-occupied housing units in neighborhoods designated as 'D' or 'Hazardous' by the HOLC program in the 1930s. This metric provides insights into long-term housing and socioeconomic trends in historically redlined areas.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The HOLC program evaluated and categorized neighborhoods based on perceived financial risk, with 'D' areas deemed the least desirable. The home ownership rate in these formerly redlined neighborhoods offers a window into the lasting impacts of discriminatory housing policies on homeownership and community development.
Methodology
This data is collected by the U.S. Census Bureau through the American Community Survey.
Historical Context
Tracking this metric helps policymakers and urban planners understand the legacy of housing discrimination and guide efforts to promote equitable community investment.
Key Facts
- The HOLC program designated certain urban neighborhoods as 'hazardous' or 'D-grade' in the 1930s.
- Redlining systematically denied mortgage access and investment in 'D' communities, often along racial lines.
- Homeownership rates remain lower in formerly redlined neighborhoods compared to other areas.
FAQs
Q: What does this economic trend measure?
A: This metric measures the home ownership rate in neighborhoods previously designated as 'D' or 'Hazardous' by the HOLC program, which systematically denied mortgage access and investment in these communities.
Q: Why is this trend relevant for users or analysts?
A: Tracking homeownership in formerly redlined areas provides insights into the lasting socioeconomic impacts of discriminatory housing policies, which is crucial for understanding and addressing persistent inequality.
Q: How is this data collected or calculated?
A: This data is collected by the U.S. Census Bureau through the American Community Survey.
Q: How is this trend used in economic policy?
A: Policymakers and urban planners use this metric to guide efforts to promote equitable community investment and address the legacy of housing discrimination.
Q: Are there update delays or limitations?
A: This data is updated annually through the American Community Survey, but may have a 1-2 year lag.
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Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood A
RLMSHFBHOLCNA
Home Ownership Rate in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHHORHOLCNC
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood C
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Citation
U.S. Federal Reserve, Home Ownership Rate in Home Owners Loan Corporation (HOLC) Neighborhood D (RLMSHHORHOLCND), retrieved from FRED.